Monsoon...I would get what your broker said in writing...We are with Harris Direct...and the person that TX talked with said they were very aware and were monitoring the situation, But others said they were having problems communicating with them...I want it in writing...I think if nothing else, Loch has taught me to not be too trusting..LOL. As far as the conspiracy theories..don't feel like the Lone Ranger..I was accused of being TX...heheh LOL...after 41 yrs of marriage, I guess you begin to take on their characteristics..BUT that is going a little too far.. We are in OK...out to enjoy MY forest. Sassy