Here is something a bit different... could mean something new is headed our way or it could just be a simple change... but FDCTech has change their logo if you go to the OTC FDCT page you will see their old image... X, twitter, has the new Logo ... I am guessing its significant in some way, but no idea what it may be.... found it...the logo that is on X is the same logo that Condor Prop Trading uses. The sideways 8 is still being used on their Web site and on Linked in

https://www.otcmarkets.com/stock/FDCT/overview

https://x.com/FDC_Tech

This company is not going to be called Digibriks... when MTi takes over the name and symbol will change. The name will be MIngothings The symbol will be MTI If it's available. The name Digibriks that AI came up with in my search was only because that name was used in a year and a half old press release by Affluence. MTI will change the name and symbol as quick as possible. They do not want their new company to have anything to do with the name, Affluence Corporation, or the stock symbol .AFFU. Who the hell would after After what has happened this past year and a half?

Exactly, the question still remains when are they going to start the communication. There are a lot of eyes on this way more than what posts we see here so if they open up the lines of communication and updates, this has shown it can move very quickly.

Before you got here...about a month ago maybe 6 weeks, they had a previous Audit company from Nigeria and they were bumped off by the OTC for not being PCAOB compliant. The company then changed auditors and moved over to this one... at that time they were accepted by the OTC, which meant they were PCAOB accredited...or why would the OTC have accepted them The only reason we dug into them this morning was someone put up a post that questioned them and another person questioned if anything that dealt with monetary issue from Nigeria was on the up and up

The first issue with the Auditor and its replacement had very little effect on the company's stock performance and neither has todays topic. Its not the auditor that is the problem here... its the lack of transparency with what is going on that has kept this in the 5 to 6 cent range. Thats what needs to get taken care of, the financials and the auditor are not a problem lack of follow up on old PR's and acquisitions are the real issue

I asked Google AI why OneMind Tech was no longer listed on the Affluence web site under the Our Companies link, this is what it said... not sure how accurate it is, as AI only answers based on how the question is asked... but it said

Honestly I dont know what to think about this company any more. I am ass deep into it so here I shall stay...but how its going to turn out is anyone's guess in my book

Well my friend we have that issue cleared up...but all of the other issues regarding Mitch and his non compliance with keeping shareholders updated are still out there... Still all that is needed by him is a simply Shareholder update PR and he could put all of the questions to rest... not to mention it might instill some investors to actually invest in this stock

Ok...thanks Buccaneer... that helps... but it still begs the question why if OneMind is still a subsidiary of Affluence did Affluence not put out a notice regarding this re-branding... I am thinking OneMind is now more of a subsidiary of MTi than it is of Affluence...

F*cking Oscar the Magnificent needs to update his shareholders on what is going on with OneMind...

Google AI can only pull info from what is public.. they do no pull info from web sites... so the only place that this information is public is on the Web site... and since the web site is the company and they no longer list it ... I think its been moved to MTi and they now control OneMind as one of their own subsidiaries...which they actually call a Partner, not a subsidiary.

I do not want to start a fire storm here... and I can not find any info on it other than this ... But OneMind Technologies is no longer listed as a Company that is a subsidiary of Affluence Corporation

https://affucorp.com/our-companies/

The answer is in my opinion they wanted the simplest way to get to the NASDAQ as they could find

Oscar is not really running the company, he is not actually making corporate decisions, he is a Public Relations Mouth Piece. MTi got "In Bed With The Company" because they wanted a way to get to the Nasdaq with out paying the heavy costs of an IPO. So they created this Reverse Merger with Affluence... the debt problem has no real effect on MTi. They are a subsidiary that runs their own business, they are simply waiting for Affluence to clean up their baggage and then will take it over. They calculated, as I posted last week, how long it would take to clean up the debt and once figured out, they put the closing date of the RM at April of 2027. They can and most likely will assume control of this prior to 2027, but for what ever reason 2027 worked for them as a closing date.

Its safe to say that all of us who saw the convertible notes when we first seen this company and did out DD had no idea how severe the conversion was going to be. The terms of the convertible debt, terms that have brought this to its current .0001/.0002 level just did not seem possible to bring a penny stock with all of its potential down to this level... so now here we are going no where for how ever long it takes. But MTi just wanted a way to get to where they wanted to go... and they chose AFFU as their ride there.

Just want to clear up one thing, the Accounting firm we are using from Nigeria is PCAOB accredited this is what I found on them

According to data filed with the Public Company Accounting Oversight Board (PCAOB), the firm LAO Professionals, based in Nigeria, is registered with the PCAOB.
This registration enables LAO Professionals to perform, or play a substantial role in, the audit of a U.S. public company.

What being PCAOB-registered means

Compliance with PCAOB standards: Registered firms must adhere to the standards and rules of the PCAOB when performing audits for U.S. public companies.

Oversight and inspections: The PCAOB inspects registered firms to ensure compliance with its standards and rules.

Reporting: Registered firms must file an annual report (Form 2) with the PCAOB. They must also report certain audit participation on a Form AP, which is how LAO Professionals' registration was first discovered.

Rest assured that there will be something coming along soon... if they can not get the OTC trip buyers to keep buying the way they have, there will be a carrot put out there that will.

One thing people need to understand, they follow the message boards...they do that because that is where the buyers of these types of stock show themselves... every time someone brags about buying 10 million at 0001 they hope that will entice someone else to do the same...when that dries up they do what is necessary to bring in more buyers... The debt can not be converted if all we are going to do is sell 14 to 20 million shares a day... that is how many they need sold an hour if they are going to clean this up by 2027

He may chime in, but he is extremely busy with his tasks at home...he has a lot of irons in the fire... He still reads the board...but not a lot of new thigs coming along just know he has not abandon the company or the board.

Ok I will make this short as I just do not have the time or energy to debate this Oscar debacal with you...

Fact Oscar was a co founder of the company and a member of their board of directors... it was an OTC company when her was their... He left that company and resigned from its BOD in March of 2020 to pursue other interests. Everything that company has achieved has come after he left... not while he was there. You can AI him all you want...fact is he did not build that company he merely was a part of its beginning stages... As for your assanine comment on the RS it most certainly is not bothering me... I know its coming and I am prepared for it... I know its not coming until after Jan of 2027, I know that 100% The only way it comes before then is if someone buy up the remaining debt and then tells MTi... ok lets move to the NASDAQ now... if that does not happen then sometime after Jan 2027 they will do the RS...kick Oscar out and this will be what it is... again, you completely miss the actual deal that is going on here... MTi takes control in April of 2027, unless something changes and all of the legacy debt is gone, if that happens it will be sooner.

But here is a little clue for you... they did not spin a wheel and have a date for change of control to happen where it landed... They calculated what it would take to clean up all of the Convertible debt, including interest and with a price in Trips... and they came up with 2027. It was not by chance it was by MATH... Oscar is here as a figure head and he is no better than what we have had here since 2019...

But the stupidest thing you have said is this Crylng before we are hurt is not in our best interests. FACT sir You think that a company that is trading at .0001 with no Bid on and off every day is not hurting... You are funny at times and dont even try to be... OK lets move on from Oscar... 97% of the people here realize he is not what WE, including myself, thought he was when he first arrived.

The fact that there is some actual intelegent conversation showing up on the board is encouraging to say the least. All we seem to have attracted in the past is the No DD, name calling, play ground investing logic... and its been spreading around the OTC message board for a while now... People do not have to agree with each other to simply have an open dialog as to what their opinion on a subject is...

I am in the camp that says... when its all said and done, this company will be making money and its shareholders will profit from their investment in it.

98% of the time that is correct... its the other 2% you need to keep an eye on...this stock and particularly this company in the long run will be the exception to that rule... There are in fact the 2% I mentioned above... and when the RS is set to happen we will then say good by to Oscar, and the trash can he lives in...and hello to MTi and the hope they will bring to all of us who have been here for over 3 years.

https://www.facebook.com/share/v/1Bh7hWYRvj/

Thanks BBW... for the indepth follow up on that... but I still have to wonder why, if what you say at the end, the deal is likely dead, who is Alchemy still, well after the 45 days expired, still sharing a both with XOALA at not only the upcoming Expo but they shared a booth at the Dubai Expo last week as well... that is a strong indicator that they are working together to show that their two products are very much compatible with each other...to me anyway... so maybe they were able to get around the required disclosures listed by going thru some Swedish regs that do not apply here... just a spit ball guess on that one.

You need to do the leg work to find it... but its on the first couple of pages of the last quarterly filing... they increased the AS from 4 billion to 25 billion and announced that an RS was approved by the board and would be instigated by June of 2026 You can find that info on the OTC web site under the Disclosure link for AFFU on the OTC

https://www.otcmarkets.com/stock/AFFU/disclosure

He should be demonized for what he has not done... he has yet to accomplish on thing its the same pattern we all have gone thru since 2020... PRs of acquisitions that do not get finalized, promises of audits that never happen, growth in the U.S (Jim used that as well) in Louisianan, San Fran and a few other places... offices in Asia... nothing now is different then it was.

I have said it before and will say it again...until MTi and its management takes this over nothing will change... there will be no dividends... and let me be clear on this to you and anyone else out there... Oscar has not made once single dime for this company... Every dollar that was made prior to Oscar showing up was made by OneMind Technology ....ever single dollar made for this company since Oscar has gotten here has been made by MTi and OneMind Technology... the deals that have been made have all been made by MTi not Oscar... you think Oscar was in Asia making any deals...no he was not every deal has been made by Francesc Domingo, CEO of MTi... Oscar is just the spokesperson for the deals... As a matter of fact the last deal with the drone company Francesc Domingo did not allow Oscar to even talk about it until a week after MTi posted the information on LinkedIn...

Come on Rich, I know you think its better for the company and investors if we try and prop up Oscar like he is fighting hard to get us out of the mess we are in, but he is not and this mess will end when Francesc is satisfied that Hicks and all the others are ready to move forward... the deadline in the April 4 2025 Colorado Sec of State Filing of April 2027 was put in there by Francesc Domingo to inform Hicks and all of them to either get their shit cleared out of he will pull the plug and this will trade at 0001 with no bid for the next 10 years while they try and sell their convertible debt.... This is strictly a Mule with a Carrot on a stick stock ...the PR and the talk of expansion is the Carrot and shareholders at the Mule ....

I like and respect you for a lot of things Rich...but pushing Oscar as the guy who will save us, is not one of them . Now back to my 90% silent routine for this stock and company ... I have added more by the way because I honestly believe Francesc is going to pull this off and there will be an RS and I want to have enough shares to make it beneficial to own this when it happens

LOL yea your right... I saw the one for the Approval for the AS increase which was for 9/11 then read the XOALA one and just stuck with the AS dated PR... thanks for the heads up...so I would say you are correct...there wont be any news on the XOALA deal based on the 45 days as that has indeed passed us by

So they either have had him on...or they have met somewhere outside of the studio where this interview was conducted...

So which is it...old friends or just meeting... who knows... not us shareholders thats for sure/

The first thing that jumps out at me from the transcript that was posted is the first paragraph. Since it starts with bull shit, I chose not to read the rest of the bull shit

It says that they are joined by Oscar Brito, CEO of Affluence Corporation.... can anyone tell me when Oscar was appointed CEO, anyone, anyone..... and when it was announced by the company, anyone, anyone... it was mentioned in a PR that the BOD were in the process of appointing him. However there has been no formal announcement of that happening, in fact their own Web Site still lists him as, anyone, anyone....the President, the Company Profile on the OTC lists him as, anyone, anyone..... the COO and James Honan Jr as the CEO... so when did he become the official CEO.... who can tell me that. Anyone, Anyone.....

Actually I dont think its regulatory its more of the time line is not actually up yet. FDCT issued the press release detailing the Acquisition of XOALA on September 11 In the release it states its a Non Binding LOI and should be completed with in 45 days...The Due Diligence that is required in that 45 day period is for FDCT to determine what a fair SPA, Share Purchase Agreement would be... mainly a price per share.... the LOI is set for a purchase price of $6,750,000.00... they due diligence is to determine if that is indeed a fair price. Per the agreement and the 45 days (calendar days) that 45 days is up October 26, which is this coming Sunday.. That puts us with a follow up PR on this deal sometime early next week. So perhaps we are seeing some smart buyers out there, both retail and insiders picking up on these shares while they are still dirt cheap... who know.. all just speculation on what is going on by most of us. But this fits into the possibilities as well as anything else does.

From the PR
https://www.otcmarkets.com/stock/FDCT/news/FDCTech-Inc-Signs-Letter-of-Intent-to-Acquire-Xoala-Steven-AB-a-Regulated-Electronic-Money-Institution-in-Sweden?id=488332

Under the LOI, Company proposes to acquire 100% of the shares of Steven AB from Steven FS Limited (UK) for a total purchase price of $6,750,000. The price consists of both the premium for the shares and the Own Funds Capital of Steven AB.

Payment Schedule: The consideration will be paid in five equal annual instalments of $1,350,000 each, starting June 13, 2026, through June 13, 2030.

Exclusivity Period: The Seller has agreed to a 45-day exclusivity period for the Company to conduct due diligence and negotiate a definitive Share Purchase Agreement (SPA).

Transitional Operations: Both parties will continue to operate the business in the normal course until closing.

The LOI is non-binding except for certain provisions relating to exclusivity, confidentiality, and governing law. A final binding SPA is expected within 45 days, subject to due diligence.

In my opinion that merger is done, prior to FDCT announcing that they were in talks to acquire them, they were never mentioned by FDCT in the past year... then when they announced the merger, they are with Alchemy (FDCT wholly owned subsidiary) where ever they go. They go to the same expos together, share the same both, Mitch is liking everything XOALA does on LinkedIn or X they they comment on all of XOALA posts... So in my opinion its done, they are just for what ever reason, holding back on having it finalized... if they finalize it, then it becomes a Material Event and they must, in order to keep their SEC filing status, announce it. The 15c2-11 is not the hold up... because XOALA is based in Europe and they do not care about that, as it has no effect on them or their business from what I can gather.

I have asked them in private messages on LinkedIn and X as well as their Contact Us link on their web site, why the sherade of telling people they are working on it, when they know that with that Auditor in Nigeria there is no chance of it ever happening. I asked if its their intention of carrying the stigma around of being a untrustworthy stock, because if they think that OTC investors will simply let it go they are sadly mistaken. They will be haunted on every social media platform for lying a deceiving investors... not sure they will give a shit, but its out there now.

I updated my last post if you look you will see they are not recognized by PCAOB

https://investorshub.advfn.com/boards/read_msg.aspx?message_id=176854947

I will have to dig some but about a month or a month and a half ago they had their first accountant removed because they violated some regs...then they hooked up with this audit firm...both the old and this one are in Nigeria... I am going to assume, which one should never do, that they are an accredited firm or why would they hook up with them after just have lost one that was not accredited.

Ok I looked and what I found is that Lao Professionals listed on the OTC Markets Company Profile for FDCT is NOT an accredited PCAOB firm ... So you are most likely correct... with them as the Audit Firm they will never get the Warning for the 15c2-11 removed... so its safe to say the company is no at this time trying to get it done...

https://www.otcmarkets.com/stock/FDCT/profile

From the OTC site under the Company Profile section for FDCT

Accounting/Auditing Firm
LAO Professionals
Suite 33, Hill Top Plaza, 13

Gwani Street, Zone 4, Wuse

Abuja 00234

Nigeria

We still need that damn Warning to be dropped... I have asked the company about it and so far the only reply I have ever received is "We are working on it" They came off of the Gray Market in Jan and in Feb we began asking about it... I realize its a lengthy process but damn, its been 8 months...

Three hours and one trade for FDCT... if the plan by Mitch was to make this a non player then they have succeeded beyond a shadow of a doubt. Its pathetic how little interest there is in this stock... yet amazing how successful it is as far as the financials show its making money .... just dont get what the end game is here.

Welcome to the board Risk, see you just joined IHUB on the 20th... I have to say I agree with your post, the process that Mitch is using is indeed slow, his communication is very slow and his follow thru is ever slower... all that aside, the company in spite of his announcing something and then forgetting about it, has a solid business plan and the filing continue to share a healthy amount of cash on hand. So one day in the hopefully not to distant future, this will break free of the nickel range and move up the silver to dollar range.

This is what confuses me Pink.... if you go to the OTC link below, you will see that Affluence fiscal year ends on December 31.... the PR said $43 million in annual revenue and over $1 million in operating income by the end of fiscal year 2025, ending on March 31"

Now they need to release the Annual report by the end of March. quarterly reports have to be filed with in 45 days and annual reports within 90 days. But the year end for Affluence is December 31 of each year. So unless they are changing the end of the fiscal year to March 31 Oscar has made yet another mistake, in a long line of mistakes since he got yere.


https://www.otcmarkets.com/stock/AFFU/profile

Absolutely correct my friend... but Oscar has the history to know how the OTC works... its very common for anyone in a OTCID stock or below status, to say what ever they think OTC investors want to hear.

When Oscar got here two or three months ago, we all fawned over is resume, taking a telecom stock from the OTC and helping place it on the NASDAQ... We were sure that is what was going to happen here...then he tells us, since he know that us longs know that there were and still are billions of shares to be converted, that he is going to get this dilution under control and get it reorganized. Well, as we can see by the numbers that has not happened. Many of us have gone from supporting this duff to wondering when he will be finished getting what he wants out this stock and then moves on.

To be clear, the company is still extremely undervalued, MTi and OneMind if given the proper recognition should have this valued in the silver range... but the debt that the previous management took on and continued to pile onto from 2020 till 2022 just burried the company. Its going to take until, as I have said before, until the end of the year and into Q 1 of next year to have it all cleaned up... no matter what Oscar says, only way out is for Elon to call me back and bail this out.... but he seems to be ignoring my texts and calls. The company business is, again in my opinion being run by Francesc Domingo, the founder and CEO of MTi...who for those that do not know runs the company that will by April 4 of 2027 will complete the reverse merger into Affluence. The financial side of the company is being handled by Oscar and William Gonyer, the CFO.

So the business will continue to grow, and Francesc will continue to expand both MTi and OneMind... Oscar will continue to deal with Steven Hicks and we will continue to get fucked with dilution for 3 or 4 more months.

Lastly does anyone here, mostly the new people, know that there was a PR put out in late September or early October that stated Oscar would become the CEO of the company, following board approval and Francesc Domingo would become the Chairman of the Board. .... Lets see, there are 5 Board of Directors, and if each of them has a phone, all they need to do is have a conference call vote yes or no one each of them getting those positions and that would be it. So far they have not gotten that done.... if Oscar as President of the company cant do that, how in the hell are we expected to have him get billions of shares restructured and the debt reorganized.

I am not bashing this stock, I own many, many millions of shares... I am simply letting some of the new people here know a little bit about what is going on and what the history of the current management is..... Good Luck to all of us...

Remember Risk, there has never been mention of an IPO from the company...all they have ever said was they want to move to a big board exchange... they can do it in a few different ways... another way to do it is find a current stock that is on one of the exchanges, and not doing well, preform a Revers Merger and take them over and its a lot quicker This is how a Reverse Merger would work... as well as a couple other ways to get it done.

Yes, an OTC stock can perform a reverse merger into a Nasdaq-listed company, but the combined entity must then satisfy Nasdaq's requirements for initial listing, including a one-year trading period in the U.S. OTC market after the merger and filing all required periodic financial reports with the SEC The company must file all required periodic financial reports with the SEC, including at least one full annual report, for the year following the reverse merger. The stock must maintain a minimum bid price The company must meet all other initial listing requirements, which include minimum bid price and not being delinquent in its SEC filing obligations.

Or they could do this:

$40 million public offering: A company can bypass the one-year trading requirement if, in connection with its listing, it completes a firm commitment underwritten public offering with at least \(\$40\) million in gross proceeds to the company

A company can potentially avoid the reverse merger "seasoning" period if it is able to conduct a direct listing on Nasdaq and meets the requirements for listing. (Direct Listing is an IPO



But at this point in time we are, in my opinion, at least 3 to 6 months away from any of this happening... Remember the Board of Directors approved a RS that can happen any time from now until June of 2026... So I dont see anything happening until 2026, they have moved very slowly on what has been accomplished since Jan of this year... I dont see them all of a sudden speeding up the process.. I hope that do, but hope only gets you so far with these stocks. LOL LOL

Actually they do... this board has talked about that since the stock came off of the Expert Market in January of this year. Mitch told us they would be working on it. The thing is that since very few new posters show up the discussion concerning the 15c2-11 has just been curtailed... Big Bad Wolf posted about a week or so ago how the entire process works to get an Market Maker to sponsor the stock... that is what is needed to remove the Warning. If you go back and look thru his posts you will find it... its about 3 or 4 of his posts back...

If they are thinking IPO then that would mean EF Hutton would be in charge of getting the 15c2-11 taken care of, as an IPO is not getting done if this is still labeled as a Unsolicited stock...they will need a MM sponsor and EF could easily handle that portion of the IPO up listing

Thats a very strong possibility but it still does not answer the question as to why they could not use a shareholder update to put any info out on the XOALA acquisition's status. Why allow this to just flounder here in the 05/06 range... when an update could at least give the market an idea of what is going on, maybe push this to a dime...... Its frustrating, but wont cause any real longs to move away from it, just wont help bring in many new investors at the moment

Kind of seem that this acquisition off XOALA is done, they just dont want to announce it yet... they have been tied to the hip at the last two expos they have attended and now this makes three... So they are jointly selling or promoting how they work together it would appear

I agree with you on the way they handled it, I did not at first but then the way they have handled it since the announcement has changed my mind on them as well. .And since they pretty much said any RS was not coming until 2026 if it comes at all...then to your point, why put it in there to begin with. What keeps many of us here are the fundamentals of the company... they are showing sings of being a big player in the EU... management is not what keeps anyone here any longer. When this first came off the Expert Market, they were very open with investors... that was to simply get this started back up... but the fact that this struggles to turn 150K in volume on most days shows that there really is no interest in it. Based on posts here I would say that half of the daily volume is from current holders who have faith in this growing so they continue to pick up cheap shares.. There are not many new investors in the stock... and there damn sure aren't any new posters showing up either.

I can think of a half a dozen things they could do to support the stock. Mitch just seems to be content running around on LinkedIn "Liking" posts, but doesnt have the time to put anything out that his shareholders could "Like" They are way past the normal time line of announcing something on the XOALA acquisition

He put this up on LinkedIn but cant put out an update for the investors
https://www.linkedin.com/posts/mitcheaglstein_fdctech-prop-platform-solution-activity-7384819986038616064-l76D?utm_source=share&utm_medium=member_desktop&rcm=ACoAADJtOiUBNSejgXkPrzrSB7jWlHWDZa6unag