The Navigators Group, Inc. is an international insurance company focusing on specialty products within the overall property/casualty insurance market. The Company’s product line is ocean marine insurance. It has also developed specialty niches in professional liability insurance, as well as other specialty insurance lines, such as commercial primary and excess liability. It operates two segments: Insurance Companies and Lloyd’s Operations segments. Insurance Companies segment consists of Navigators Insurance Company, which includes a United Kingdom Branch and Navigators Specialty Insurance Company, which underwrites specialty and professional liability insurance on an excess and surplus lines basis. The Lloyd’s Operations underwrites marine and related lines of business along with offshore energy, professional liability insurance and construction coverages for onshore energy business at Lloyd’s through Syndicate 1221.