The Connecticut Bank and Trust Company (CBT) is a state bank and trust company. It provides a variety of financial services to individuals and small businesses through its offices in Connecticut. Its primary deposit products are checking, savings and term certificate accounts and its primary lending products are commercial, commercial real estate, consumer and mortgage loans. The Bank operates as a community-based bank serving privately-owned business customers and individuals in the Greater Hartford Connecticut area. The Bank has varied banking products, including a set of loans, deposit services and investment management products for commercial and retail customers, and cash management products for commercial customers. It focuses on attracting privately-owned businesses and individuals, including professionals, such as attorneys, accountants and physicians, manufacturing companies, service companies, and commercial real estate developers.