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Just came across this which I found slightly interesting.....
https://www.gurufocus.com/news/2958420/circle-crcl-drops-8-as-rival-ripple-seeks-federal-bank-charter
https://www.investing.com/news/stock-market-news/circle-internet-group-stock-falls-as-ripple-seeks-federal-banking-license-93CH-4121562
See Yuge post which this replies to
https://investorshub.advfn.com/boards/read_msg.aspx?message_id=176390254
Oooops......Looks like we've just nailed it again !.......Ho-hum
.....
The Great Captain Upgap - Or maybe just - Hey........
XRP 222
Ripple Goes for the Fed -- Is This the Beginning of Crypto's Institutional Era?
Khac Phu Nguyen
Wed, July 2, 2025 at 2:20 PM MST 1 min read
🏦🏦
Looks like ODL might get a bit easier for XRP.🏦
In This Article:
CRCL
-7.56%
Ripple's stablecoin ambitions just got a whole lot more serious. The crypto firm behind RLUSD has officially applied for a national banking license with the U.S. Office of the Comptroller of the Currency. Ripple (RLUSD) is aiming to bring its stablecoincurrently regulated by New York's Department of Financial Servicesunder the OCC's direct oversight. That would mark a big shift from state to federal regulation, a move Ripple says could raise the bar for transparency and compliance in the stablecoin market. Jack McDonald, Ripple's SVP of stablecoins, believes dual regulation could be the catalyst institutions have been waiting for before entering the space.
Warning! GuruFocus has detected 4 Warning Signs with NVDA.
On a parallel track, Ripple's subsidiary Standard Custody & Trust has filed for a Federal Reserve master account. If approved, Ripple could custody RLUSD reserves directly with the Fed and handle redemptions around the clockeven outside traditional banking hours. RLUSD may still be small compared to USDC's $62 billion footprint, but its $469 million market cap signals early traction. With Congress inching closer to passing the Genius Act, which could make federal charters mandatory for stablecoin issuers, Ripple's timing may prove strategic.
Other firms are moving fast too. Circle (NYSE:CRCL), issuer of the second-largest stablecoin, is also seeking a national bank charter. Anchorage Digital remains the only crypto-native firm with a federal license in hand. As stablecoins edge closer to the financial mainstream, a more regulated playing field could unlock participation from traditional asset managers still sitting on the sidelines. Ripple's push may be one of the first dominoes in a broader institutional adoption wave.
Certainly SUSPECTED a BOATLOAD of holiday shenanigans but
https://investorshub.advfn.com/boards/read_msg.aspx?message_id=176384446
Hard to ignore this run. I want $2.3+
$3 if Powell doesn't cut rates. JMHO
Is it more churn or the next step?
From Secret Service to Securing Crypto: A Veteran Agent’s New Role at BankSocial
June 27, 2025
https://news.banksocial.io/from-secret-service-to-securing-crypto/
https://www.newhaven.edu/faculty-staff-profiles/justin-hanson.php
I’m proud to be a part of this amazing team and I’m looking forward to helping the community keep their assets safe!
— Justin Hanson (@JH1945JH) June 30, 2025
🚨 BREAKING: The FHFA just issued a game-changing directive:
— BankSocial.io (@BANKSOCIALio) June 25, 2025
Fannie Mae & Freddie Mac must now consider crypto as an asset in mortgage risk assessments—no USD conversion required.
This is massive for Credit Unions, Why?
We offer THE ONLY digital asset wallet that lets members… pic.twitter.com/3pxPqZdz4p
💡 What exactly is a Stablecoin & why are regulators, Credit Unions and FinTechs paying attention now?
— BankSocial.io (@BANKSOCIALio) June 23, 2025
Join FinTech leader Becky Reed for a crash course on Stablecoins, compliance readiness, and how forward-thinking institutions are using digital assets to modernize payments,… pic.twitter.com/lBEuhG0Ay6
XRP Green Jelly - Three Little Pigs🐷🐷🐷🎸 😂🤣 $10 target ☝️🤑🕶️
when does Vertical Chain day start????🚀
XRP Aerosmith DREAM ON $10 TARGET ☝️😎 🎇🎆
Sidechain day was the 30th, provided a little pop. there is always a settle period, so if it 2.5 and beyond it matters.
The XRP Ledger has settled billions since 2012.
it plugs into the rest of crypto.
XRPL EVM Sidechain is live, it is bringing Ethereum, Solana, Bitcoin & Cosmos straight to XRP.
Its a Squid thing
Pioneering innovation - Global Leaders
EVM sidechain XRP Blockbuster Technology corporation
Faciltating mass adoption thru easy stuff to navigate and understand.
XRP getting ready to pop -
Axelar Gives Ripple’s EVM Sidechain Instant Superpowers
"...Axelar’s plug-and-play bridge turns Ripple’s fresh EVM sidechain into a multichain hub connected to more than 80 networks from launch..."
Jul 1, 2025
https://stocktwits.com/news-articles/markets/cryptocurrency/axelar-axl-ripple-xrp/chFWjJCRRCp
(excerpt from article linked above)
"...Day-one connectivity means wrapped XRP can now pop over to Polygon for a yield binge, dart back to Cosmos for IBC swaps, or settle on Avalanche (AVAX) for shites and giggle-nfts (no custom bridges, no Discord-link scams, no 16-step guides).
Squid handles the click-and-go interface; Axelar’s General Message Passing moves the bits; your transaction finally stops feeling like a hostage exchange.
Why the rush? Ripple wants DeFi credibility without gutting its compliance swagger. The sidechain keeps XRP as the native gas token, retains XRPL’s decade-tested validator set, and still posts sub-second blocks..."
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Axelar
https://www.axelar.network/
Squid
https://www.squidrouter.com/
What is Axelar?
https://support.squidrouter.com/squid-overview/supported-chains-dexs-tokens-and-bridges/what-is-axelar
Squid ~ X (Twitter)
https://x.com/squidrouter?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor
Today is XRP Ledger EVM Sidechain Day.
— Vet (@Vet_X0) June 30, 2025
First cross chain dapp - Squid 🦑,will enable to ship the XRP Ledger DEX to other chains and back.
Source assets and bridge from and to the XRP Ledger through the EVM sidechain.
Also - the team was at XRPL Apex and can't wait to push XRPL… https://t.co/vRB1aGGw5v pic.twitter.com/jiSH14Z95c
Grayscale Crypto Digital Large Cap ETF Including XRP Approved
July 1, 2025
https://www.disruptionbanking.com/2025/07/01/grayscale-crypto-digital-large-cap-etf-including-xrp-approved/
"...With the introduction of the Grayscale Crypto Digital Large Cap ETF, the Grayscale XRP ETF will more than likely be fast-tracked. That could lead to a further increase in demand for XRP tokens..."
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interesting...
Not a Law, FOR A DIRECT UNAPPORTIONED TAX, but nice try!
RIGHT HERE->
income tax without needing to apportion it among the states based on population
Is federal income tax mandatory or voluntary?
voluntary
Although the U.S. tax system is voluntary, failure to comply carries stiff penalties.Apr 29, 2025
Crypto market sees nearly $1B in daily liquidations as overleveraged longs are caught off guard by macro jitters
June 6, 2025
https://www.theblock.co/post/357247/crypto-market-sees-nearly-1b-in-daily-liquidations-as-overleveraged-longs-are-caught-off-guard-by-macro-jitters
"The market remains fragile after a wave of liquidations, with overleveraged traders amplifying volatility."
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Massive 182% Liquidation Imbalance Signals XRP Price Shakeup Ahead
June 12, 2025
https://www.fingerlakes1.com/2025/06/12/xrp-182-liquidation-imbalance-price-outlook-3242320087/
XRP Traders Crushed as $952K Longs Liquidated in Brutal Price Reversal
June 2025
https://coinstats.app/news/850a4903add68ceb764d8799fb19797de01da26e18ce72a911fe4abca1bcb63f_XRP-Traders-Crushed-as-952K-Longs-Liquidated-in-Brutal-Price-Reversal/
XRP News Today: XRP Traders Face 8,000% Liquidation Surge in 12 Hours
Jun 19, 2025
https://www.ainvest.com/news/xrp-news-today-xrp-traders-face-8-000-liquidation-surge-12-hours-2506/
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interesting...apparently some folks out there aren't patient... 'hodlr'... long-term investors of XRP...c'est la vie
16th amendment. It coincided with 1913 and the creation of a central bank system.
I think that would need to be repealed. And repeal the 17th, my favorite. That destroyed the republic. The Senste became a beauty contest. This clown show would not be going on now. The dumb masses have no business voting for any Senator. What a failure that's been.
No law that requires we pay income tax, try finding one. I'll wait.
https://www.instagram.com/p/DJkW8Yduy-i/
Oh wow. $10 on deck. Oh boy oh girl.
Alchemy Pay Partners with Ripple to Enable Seamless On-Ramp with Ripple USD (RLUSD)
June 16, 2025
https://alchemypay.org/news-and-press/alchemy-pay-partners-with-ripple-to-enable-seamless-on-ramp-with-ripple-usd-rlusd
"...Alchemy Pay, the world-leading crypto payment solution provider, has announced a strategic partnership with Ripple to support fiat on-ramp access via Ripple USD (RLUSD), a USD-denominated stablecoin issued by Standard Custody & Trust Company, LLC, a wholly owned subsidiary of Ripple Labs.
This support enables users in over 173 countries to seamlessly purchase RLUSD through Alchemy Pay’s extensive fiat-crypto payment network. With support for more than 300 local payment methods, including Visa, Mastercard, Apple Pay, Google Pay, regional mobile wallets, and bank transfers, Alchemy Pay significantly lowers the entry barriers for users and institutions looking to access a compliant and reliable stablecoin..."
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Ripple’s RLUSD Grabs Spotlight with Alchemy Pay Partnership
"...The collaboration also contributes to Alchemy Pay's strong growth in 2025..."
June 18, 2025
https://www.cryptotimes.io/2025/06/17/ripples-rlusd-grabs-spotlight-with-alchemy-pay-partnership/
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Alchemy Pay Partners with Ripple to Enable Seamless On-Ramp with Ripple USD (RLUSD)
Jun 18, 2025
https://www.prnewswire.com/news-releases/alchemy-pay-partners-with-ripple-to-enable-seamless-on-ramp-with-ripple-usd-rlusd-302484923.html
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Alchemy Pay to launch stablecoin-focused blockchain in Q4 2025
Jun 19, 2025
https://crypto.news/alchemy-pay-launch-stablecoin-focused-blockchain-2025/
"...The platform’s goal is to aggregate liquidity from various geographical areas while adhering to evolving financial regulations. To support companies, developers, and payment providers, it will offer API integrations. The network’s transaction fees will be paid using Alchemy Pay’s native ACH token.
Soon after the mainnet launch of Alchemy Chain, the company also plans to issue its own stablecoin. This would help it increase its involvement in the developing stablecoin market, where its current fiat-crypto gateway services are already available in 173 countries and accept more than 300 local payment methods.
The launch builds on several recent developments that reinforce Alchemy Pay’s focus on regulated digital finance. On June 18, it partnered with Ripple to offer fiat on-ramps for Ripple’s new stablecoin, RLUSD..."
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Blockchain Infrastructure Alliance
http://bia.network/
Alchemy Pay Kicks off Blockchain Infrastructure Alliance at Shanghai Waldorf Astoria, More Than a Hundred Blockchain & Crypto Luminaries Attend
2022
https://bitcoinist.com/alchemy-pay-kicks-off-blockchain-infrastructure-alliance-at-shanghai-waldorf-astoria-more-than-a-hundred-blockchain-crypto-luminaries-attend/
"...Stars of crypto gathered in Shanghai last Wednesday to inaugurate a new organization with a mission to forward and promote ideals of the industry. The dinner was hosted by hybrid fiat and crypto gateway pioneer, Alchemy Pay, alongside co-hosts Polygon Network, Near Protocol, Draper Dragon, and Bit.Store. The guests included over a hundred industry leaders from Tencent, Alipay, Mastercard, Binance, Huobi, OKEx, Polygon, NEAR, NEO and many others.
Alchemy Pay was center stage at the event as a leading founder member, taking the opportunity to present the company’s achievements as well as announce latest developments.
In his keynote speech, Alchemy Pay CEO John Tan spoke expansively on the goals of BIA as an incubator for new blockchain projects and its commitment to share research and development for the overall benefit of crypto. He also spoke of the development of Alchemy Pay’s own ecosystem, in which its vision is to provide seamless services between the crypto to fiat economies for enterprises and individuals – a vision very much aligned with that of BIA..."
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interesting developments...see info linked above for more details...cheers
I would definitely lose my password, or whatever they call it.
I think wallets are archaic, slow and kinda weird. They add no value to market activity and don’t contribute to the economy. Like putting everything in the bank, although safe from others, not so safe from the owners may stakes. I’m sure many like them for they represent their gains mostly by luck.
Reload time.
Just got my $2.18s
I'm not sure how many more yo-yos this has in it. Everytime I sell, I get scared as hell.
It will when they get their ETF approved.
I find it funny you can do market trades with Venmo on their app. It's so bare bones
I'd rather keep all my chit in Coinbase. No wallets or anything for now.
Powell said he would have cut rates if it wasn't for Trumps tarrifs. Well why don't he do it before the tarrifs? Politics.
Trump should destroy the CIA and the entire global Central Bank system. Why do we pay taxes to pay the interest for those that buy the counterfeit money? Money they print to give away to other nations to get kick backs?
What a scam.
Out of our National debt, $9t is owed to foreigners. Trump is going to negotiate that. The rest is debt to Americans. We can handle that over 10 years easily,
And let China run gold up over $5k
Out gold is valued at $45/oz
America has no debt. Just a scam to keep us paying taxes.
If only XRP had something to do with Robinhood tokenizing stocks that will be trading in EU 24/5
XRP 🤠OUTLAWS GREEN GRASS & HIGH TIDES $5 in a blink PLTR🥳
Why do you say that?
Could be ready for next leg north.
I always thought it was because they force everyone to give them money, and then they give it to people who will donate a portion of it back to them, but I’m sure your theory is part of it too.
Grayscale and Artemis Label XRP as a Store of Value
January 8, 2025
https://thecurrencyanalytics.com/altcoins/grayscale-and-artemis-label-xrp-as-a-store-of-value-154404
"...XRP, the native cryptocurrency of the XRP Ledger, has recently earned recognition as a “store of value” from two major digital asset firms—Grayscale and Artemis. This significant classification places XRP alongside other high-caliber cryptocurrencies, cementing its place in the digital asset landscape.
A store of value refers to an asset that retains its purchasing power over time, even in the face of market fluctuations. For an asset to be considered a store of value, it must exhibit characteristics such as scarcity, utility, and durability—traits that many investors seek for long-term wealth preservation. XRP’s inclusion in this exclusive category speaks volumes about its growing significance in the cryptocurrency space..."
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Quantum Threat to Bitcoin? XRP and XLM May Lead the Post-Crypto Upgrade
May 29, 2025
https://www.tronweekly.com/quantum-threat-to-bitcoin-xrp-and-xlm/
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interesting...
Ever thought about how come all the Demoncrats are millionaires? including the once broke bartender, It's easy to sell gold, and besides mining it in Africa Cheena has been buying up gold everywhere they can find it. Easy to convert to greenbacks!
Good point. Didn’t they try to impeach him because he sneezed once?
XRP News Today: Ripple Co-Founder Chris Larsen Reveals XRP's Mission To Build A Better Bitcoin
Jun 28, 2025
https://www.ainvest.com/news/xrp-news-today-ripple-founder-chris-larsen-reveals-xrp-mission-build-bitcoin-2506/
"...Chris Larsen, co-founder and former CEO of Ripple, recently reflected on the origins and purpose of XRP. In a statement, he said, “In the beginning, we wanted to build a better Bitcoin… and we created XRP.” This statement underscores Ripple’s founding vision and how it diverged from Bitcoin’s path to address real-world financial needs..."
///
"...Unlike Bitcoin, which was envisioned as an alternative to traditional financial systems, Ripple took a collaborative approach. The mission wasn’t to replace banks, but to work with them. XRP was positioned as a bridge currency, enabling faster, cheaper, and more reliable cross-border payments. Ripple’s enterprise tools, including xCurrent and xRapid, used the XRP Ledger’s speed and efficiency to facilitate instant settlement across fiat currencies. XRP served as the liquidity solution, moving value between parties in seconds, eliminating the need for pre-funded accounts and costly intermediaries..."
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XRP News Today: XRP's Speed, Cost, Sustainability Improvements Outshine Bitcoin
Jun 30, 2025
https://www.ainvest.com/news/xrp-news-today-xrp-speed-cost-sustainability-improvements-outshine-bitcoin-2507/
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The cryptocurrency of banks: The hidden power of XRP in the financial system
March 27th 2025
https://news.bit2me.com/en/The-cryptocurrency-of-banks%3A-The-hidden-power-of-XRP-in-the-financial-system
Why is XRP called “the cryptocurrency of banks”?
"...The history of XRP is somewhat complex. The first attempts to create this digital currency began in 2004 (four years before Bitcoin). However, the project received little support. It was the launch of BTC in 2009 that gave this cryptocurrency a new lease on life, although its creators worked hard to "Fix Bitcoin Problems" and create a different cryptocurrency. From the beginning, it was assumed that this cryptocurrency should be "a complement to the banking system" and not a financial world parallel to banking. XRP has links and protocols that easily adapt to the demands of these entities..."
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Expert Says XRP Holders Who Didn’t Sell Won’t Be Able to Comprehend the Wealth Ahead
June 30, 2025
https://thecryptobasic.com/2025/06/30/expert-says-xrp-holders-who-didnt-sell-wont-be-able-to-comprehend-the-wealth-ahead/
What Price Will Make You Rich?
"...Notably, while XRP boasts a market cap of $130 billion, the XRP holder spectrum is dominated by retail investors holding fewer than 500 XRP tokens in their wallets. Specifically, out of 6.61 million XRP wallets, 5.36 million addresses hold 500 XRP or fewer. Also, 1.1 million wallets hold between 500 and 25,000 XRP tokens.
Given the preponderance of small holders, many continue to harbor hopes for a future where the price could break double digits, progress to triple digits, and eventually reach four digits, making holders rich..."
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very interesting...imho...see info linked above for more details...DYOR...cheers
Okay, they will impeach him if it's too full of gold
You know how they are?
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A Digital Asset Built for Global Payments
International payments, especially in emerging markets, require businesses to hold pre-funded accounts in destination currencies. It’s a costly endeavor that ties up resources. RippleNet provides an alternative. While any financial institution on the network enjoys reliable, instant and lower-cost transactions, those who use the digital asset XRP to source liquidity can do so in seconds—freeing up capital and guaranteeing the most competitive rates available today.
How On-Demand Liquidity Works
RippleNet customers can use XRP to bridge two currencies in three seconds, ensuring payments are quickly sent and received in local currency on either side of a transaction.
Faster, less costly and more scalable than any other digital asset, XRP and the XRP Ledger are used to power innovative technology across the payments space. RippleNet customers can use XRP for sourcing liquidity in cross-border transactions, instead of pre-funding—ensuring instant settlement, lower exchange fees and more efficient use of working capital. This same technology is also leveraged in use cases for micropayments, e-commerce, exchanges and peer-to-peer services. XRP and the XRP Ledger are open-source technology that anyone can build on. To get started, learn more at XRPL.org.
GET TECHNICAL WITH XRP
https://xrpl.org/
BENEFITS OF USING XRP...
FAST - Payments moving across the XRP Ledger settle in 4 seconds.
SCALABLE - XRP consistently handles 1,500 transactions per second, 24x7, and can scale to handle the same throughput as Visa.
DISTRIBUTE - Open-source technology, built on the principles of blockchain with a growing set of validators.STABLE - XRP’s seven-year track record of stable technology and governance makes it ready for institutional and enterprise use.3-5 Days
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