Pinnacle Financial Partners, Inc. (Pinnacle) is a bank holding company. The Company operates its business through its wholly owned subsidiary Pinnacle National Bank (Pinnacle National). Pinnacle National is a commercial bank. Pinnacle National provides a range of banking services, including investment, mortgage, and insurance services, and wealth management services. The Company operates as a community bank primarily in urban markets. As an urban community bank, Pinnacle Financial provides the personalized service associated with small community banks, while offering the sophisticated products and services, such as investments and treasury management. As of December 31, 2010, the Company had $4.9 billion in assets.