Hampden Bancorp, Inc. serves as a bank holding company for Hampden Bank (the Bank). The Bank is a community-oriented financial institution offering products and services to individuals, families, and businesses through nine offices located in Hampden County in Massachusetts. Hampden Bank’s deposits are insured by the Federal Deposit Insurance Corporation (FDIC), as well as by the Depositors Insurance Fund of Massachusetts, (DIF). Hampden Bank is a member of the Federal Home Loan Bank of Boston (FHLB) and is regulated by the FDIC and the Massachusetts Division of Banks. Hampden Bank’s business consists primarily of making loans to its customers, including residential mortgages, commercial real estate loans, commercial loans and consumer loans, and investing in a variety of investment and mortgage-backed securities. Hampden Bank funds these lending and investment activities with deposits from the general public, funds generated from operations and select borrowings.