At March 31, 2013, the Company exceeded all of the regulatory capital minimums and Bank of Hampton Roads and Shore Bank were both considered "well capitalized" under all applicable regulatory capital standards. 31. Tier 1 leverage ratio........RCON7273 0 RCON7204 0.0875 32. Tier 1 risk-based cap rtio...RCON7274 0 RCON7206 0.1066 33. Total risk-based cap ratio...RCON7275 0 RCON7205 0.1193 https://cdr.ffiec.gov/Public/ViewPDFFacsimile.aspx