If you made $800K on that year you must be insane to let two credit cards go default whether they were for your own use or for EDWY.
Do you even understand how to run a business? Of course Gary would say that EDWY has no money even though he has an exceptionally comfortable salary. Gotta have something to help out with that tax burden...right?
Any company credit card is separate from his personal finances, so he wouldn't pay personal money to a business card...you know, unless he cared about helping the company make money for anyone but himself.