Tuesday, June 30, 2009 11:50:30 AM
"Despite the loss reported for the first quarter of 2009, Pacific State Bancorp has increased loan loss reserves from 1.95% of gross loans at December 31, 2008 to 2.11% of gross loans at March 31, 2009. In addition, the Company’s risk based capital levels have increased from total risk based capital ratio of 11.50% for the Company and 11.34% for the Bank at December 31, 2008 to 11.74% for the Company and 11.60% for the Bank at March 31, 2009. The minimum total risk based capital level required to be considered “well capitalized” by regulatory standards is 10%."
http://www.pacificstatebank.com/PSBCurrentFinances.html
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