Why wouldn't they? SIAF has repaid large amounts on loans in the past, and TRW (who is taking the loan) is very profitable - hence there is no reason why a bank wouldn't lend money to TRW (apart from the possible issue with collateral) - it's not like banks care about PPS... (unless they want to take shares as collateral)
On top of that the bank has the posibility to join a world-leading technology, the largest RAS-farm in the world, as well as help China with major issues of polution and sustainability. Several banks are trying to have a more ethical approach, although I have no idea which banks are involved and if they care about this (yet...) though.
How TRW will pay back 100MUSD? Maybe from the 25MUSD net profits/year? Confirmed by an independent audit of TRW fiscal year 2017 1-2 weeks ago... Or through ABCs revolving audit.
Don't "throw the child out with the bathing water" as we say.
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