Bear in mind the hurricane resistant windows are tested to varying pressure designed to simulate 150 mph wind.
But the windows are only tested with a 9 pound piece of 2x4 wood shot at 30 mph in the interior regions of Florida.
So your windows will resist the rain and wind of a near category 5 hurricane, but probably not the debris it would toss through the air.
That's why fortifying part of your home with storm shutters over doors or windows and any extra bracing for that part of the roof with a breakaway design from the rest of the roof is the least expensive way to go. Bathrooms sometimes designed with an exterior privacy wall several feet from the bathroom windows to allow a private garden view - but the wall can also provide the windows with impact protection from flying debris depending on how its built.
One a window or door breaks allowing entry to the wind, it's at that point you're at a high risk of losing your roof, followed by the loss of structural integrity.
I have a friend who lives in Miami Shores and the homes look impressive, but most are additions made over time onto an original bungalow built in the 1930s to be a retreat lived in "during the season" without any thought given to the home being lived in year round. There'd be a lot of damage there.
We've run out of other people's Social Security taxes needed to subsidize our low income tax rates.
