A.I.M. Users Bulletin Board

[SFSecurity]

Hi Toofuzzy, Only sometimes? Ha! I suspect that self interest is the reason that they have fought so hard to beat back the fiduciary rule.

Anyway, although PHDG might not seem like a great AIM position, it has been a reasonable place to just earn dividends since it started in 2012. $1674.83, using AIM-Hi, is certainly better than putting it a bank or under your mattress. B&H with 797 shares, alas, does better with a dividend of $2331.06 and stock value of $19964.85 for a total of $22295.91 or 2.61%/year versus AIM of 2.13%/year.

It is these figures, and SHY's that make it clear to me that AIM can be improved on during a bull or low volatility markets. Exactly how, I don't know but I'll keep poking around looking at possibilities.

For example, with PHDG one could do a 100% stock/0% cash AIM-Hi and never run out of cash during the downdraft but still not earn as much as B&H because of cash sitting on the sidelines as a result of the cash on hand. But if one set minimum stock sale to 15% then one gets 5.38%/year. So playing with various possibilities is worth doing.

But, of course, one can not predict the direction the market is going even a week into the future. Too often what we see is the rear view mirror image and not the pot holes, or massive road destroying mudslides ahead of us. Hey, we know it's storming but when is the mountain going come down on us, who knows, I sure don't, though knowing the history of stormy weather I know it is possible.

Best,

Allen