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viking86

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viking86

Re: andrewflying post# 86708

Friday, 04/17/2015 11:04:17 AM

Friday, April 17, 2015 11:04:17 AM

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For example, if you made a Roth IRA contribution in February 2002 and designated it for the 2001 tax year, you would have to wait until January 1st, 2006 in order to withdraw your Roth IRA earnings tax free



Andrew: this is what I originally wanted to point out to. Hopefully some of you have contributed to your Roth Tax Year 2014 a few days ago (before 04/15/15). That way you can withdraw capital + gains taxfree and penaltyfree a whole 1+ year earlier than the mandated 5-year period.
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