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IFAN Financial Inc. (IFAN)

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Last Post: 6/27/2017 11:31:58 AM - Followers: 201 - Board type: Free - Posts Today: 1

In the IFAN Platform :

Items from different users can be purchased with a single checkout procedure.


2 Tech Patents (4 Pending) $260k+ Revenues, Apple & Google Approved, Platform Just Launched and Best of all:

Mobile payments represented over $450B in sales in 2015 and are expected to rise upwards of $620B in 2016 and
surpass $1 trillion in 2019.


IFAN Financial, Inc is headquartered in San Diego, California. IFAN along with its wholly owned subsidiaries and joint ventures design, develop, and distribute technology to enable and enhance mobile and traditional payments. The IFAN Platform consists of proximity based beacons, merchant processing, a mobile wallet, and prepaid card and debit card options. IFAN's consumer facing entity, PayX, includes a portfolio of payment solutions through the mobile optimized platform capable of facilitating on-demand payments, auto-payments, split-funded payments, proximity marketing, and spending of Platform funds through a linked card. IFAN and PayX provide businesses with the world?s first white label mobile optimized platform that connects to any point of sale system and enables the next generation of marketing and payments with the capability to remit internationally.

Mobicash America is an early-stage technology company that develops mobile payment solutions. The company’s platform product, Quidme, utilizes the text messaging function of a mobile phone, allowing the technology to operate on almost any phone or network, with or without data service.

 IFAN expects to launch its iPIN Technologies and Quidme mobile payment products on a commercial basis during the first quarter of 2015.



Power by IFAN
The POWER by IFAN MasterCard Prepaid Card can be linked to an IFAN Mobile Wallet through the IFAN Financial Payment Platform, which offers users the ability to access cash and merchant services worldwide at any location that accepts MasterCard Debit Cards. Enrollment includes 24/7/365 access to customer service, along with a complete suite of online banking services, including bill pay, text alerts and balance and transaction inquiries. Importantly, users gain access to the MasterCard Zero Liability Policy*, which protects customers against loss or theft throughout the world.

PayX is the world's first white label mobile wallet platform that connects to any point of sale system, sends peer to peer Money transfers, issues and redeems loyalty points, engages Users with proximity marketing, Processes Merchant Payments, Conducts Split Funding, and issues a pre-paid MasterCard®.

Mobile Wallet Platform 

PayX is the world's first white label mobile wallet platform that connects to any point of sale system, sends peer to peer money transfers, issues and redeems loyalty points, engages users with proximity marketing, processes merchant payments, split funding, issues a pre-paid MasterCard, and is internationally remittable
in 80+ countries.

Merchant Processing

PayX Merchant Processing can service all of your transactional needs from credit
and debit to E-commerce and ACH in the U.S. and Canada. 
From the SMB market to Global Brands PayX has a solution for you.


PayX xBeacons are provided in various packaging configurations that are either dual or single mode, come in multiple form factors and are available in multiple power options for both engagement and presence solutions.

The state-of-the-art patent-pending xBeacon solution suite supports all smartphones and tablets for a multitude of proximity applications.


PayX proprietary distributed software that powers all solutions and allows customers to manage proximity networks.

PayX software component that is integrated into the mobile app software providing interfaces to xBeacons and the xCloudContentManagementSystem.

Logical software component that provides interfaces into the mCloudContentManagementSystem.

Configuration of PayX use cases that addresses customers’ desired business outcomes. 

State-of-the-art analytics and real-time data providing superior insight.


IFAN Subsidiaries

iPIN Technologies is currently developing a new method of online selling through debit card payments and processing. This technology attaches to any smartphone through the headphone jack and converts the device into a consumer PIN debit, same-as-cash payment solution. Using the iPIN Debit app, transactions are processed through the private and secure iPIN Technologies Network.

iPIN Technologies currently holds exclusive rights to two patents. These patents enable the company to secure transactions by withholding customer data and incorporating triple data encryption

Merchant Benefits for Online, In-Store and Mobile Sales

1.5% Per Sale - Compare to Square’s 2.75% and PayPal’s 2.7%+
Virtually Eliminate Chargebacks - Transaction are viewed as same-as-cash
Ease Customer Security Concerns - Since merchants won’t have access to a customer’s card information, customers will feel more comfortable about having their data protected

iPin Debit Milestones

IFAN and iPIN Technologies recently achieved two significant milestones that include the successful development of the iPin Debit’s user interface, including integration with the Android application package file (APK), as well as the ability to read and transfer data from the card swipe device to the mobile phone application.

The next two milestones are ongoing and will involve posting the status of the transaction to the merchant call back uniform resource locator (URL) and developing the front-end database to enable a merchant processing transaction.

When completed, the iPin Technologies solution will involve a mobile app, card reader, and merchant network that will enable consumers to use their smart phone to make purchases.


Mobicash America is an early-stage technology company that develops mobile payment solutions. The company’s platform product, Quidme, utilizes the text messaging function of a mobile phone, allowing the technology to operate on almost any phone or network and with or without data coverage.

The functionality of the Quidme platform allows users to pay bills, purchase goods and services, and to send money to friends and relatives located locally or internationally via simple text message. Furthermore, no bank account is required and funds are transferred immediately.

These features significantly and radically expand the available market for mobile payment access and disrupt the payment space as we know it.


The Quidme Advantage

Unlike competitors Venmo, Vinted, GoBank, Ribbon, Square, Etsy, Western Union, Moneygram, Moven and ApplePay, Quidme is a purely mobile-based solution and one that works without data coverage.

While the others offer very fragmented solutions, Quidme is pioneering the mobile payments industry with a comprehensive, innovative solution. Quidme works on any phone and allows for the instant transfer of funds without sensitive bank account information.

Quidme currently has three patents pending; is available app for iOS & Android; and has established necessary, strategic alliances and relationships to advance market reach.

In a test pilot for International Remittance to Uganda, Quidme generated $500,000 volume in four months with no advertisement but simply relying on word of mouth.

Apple and Google have each approved the Quidme platform for their mobile app stores, which allows the Quidme application to be distributed for all Apple iPhones and tablets in the iTunes Store as well as for most Android devices through Google Play.


Quidme Income Model

Quidme products targets individuals in the rapidly growing under-banked and un-banked population who need cheap and secure money remittance technology to send cash worldwide.

This population comprises roughly 16% of the U.S. population and 2.2 billion consumers globally.

Revenues are generated via:

Interchange Fees
Monthly card fees
Check cashing fees
International remittance fees
Quidme “buy” button licensing fees (Future)
Quidme usage market data (Future)

*Assumes $12/month Revenue per Subscriber

Quidme Market Opportunity & Partnerships

Quidme targets an addressable market of more than 150 million millennials, immigrants and under-banked individuals looking for quick, secure and easy transfers.

IFAN has formed strategic alliances with partners that have already established relationships among these key markets:

12C,Inc. – processor for Visa
Sunrise Bank – card issuing bank
MobiCash Africa – commercial bank licensing in 15 countries for international money remittance
Golden Money Transfer – state-based MSB licensing and remittance to Latin America
Gemalto – visa card fulfillment
Ingo Money – digital check processing
GreenDot & Visa Interlink – prepaid card loading centers
Marketing MavenPR – Marketing and public relations

The IFAN Platform is approved on both the Apple and Google mobile app stores.

IFAN Financial, Inc.
3517 Camino Del Rio South
Suite 407
San Diego, CA 92108 Phone: 619-537-9998
Fax: 619-923-2907

Sep 23rd, 2016 A/S: 800,000,000
Sep 23rd, 2016 O/S: 189,327,176
May 16th, 2016 Float: 36,018,554

This section maintained by Warmachine
Do not edit without specific consent per ihub rules

Par Share Count:  1,200,000,000


Share Structure
  Authorized Shares 1,200,000,000 a/o Apr 12, 2017 per Nevada share registration
  Outstanding Shares
a/o Mar 30, 2017  WAS 189,327,176 on Sep 23rd, 2016
  -Restricted Not Available
  -Unrestricted Not Available
  Held at DTC Not Available
  Float 36,018,554 a/o May 16, 2016

WHO is trying to take down IFAN other than IFAN management!?
Chart tells the story


WHY NO FILINGS? Where is this CLAIMED $10M at?
They can't even get their SEC filings up to date!

Latest Report May 31, 2016 10-Q
Current Price
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#20021  Sticky Note See Trademark Application for PAYX Baxy 04/24/17 12:11:44 PM
#19901  Sticky Note OS 739,070,919 a/o Mar30,2017 WAS 189,327,176 Sep23,2016 WarMachine 04/10/17 07:21:37 PM
#13598  Sticky Note MASSIVE DILUTION! SC 13G filing states "317,163,499 shares WarMachine 12/06/16 08:19:29 PM
#20411   Taking a Glance at Ifan Financial Inc (IFAN)’s ChecheCole 06/27/17 11:31:58 AM
#20410   There will be more 0.0005s for sale than grantastic 06/26/17 08:56:06 PM
#20409   0.0006 now skwong 06/26/17 03:23:14 PM
#20408   4/18 ? absinthe69 06/25/17 11:28:29 AM
#20407   ifan=I;AM HOLDING TILL APRIL 2018, BUYING MORE IF show me the money 10 06/23/17 01:22:33 PM
#20406   Well, i'm not trying to get others to Spiccoli 06/23/17 11:29:12 AM
#20404   Im pretty sure the majority of the float Baxy 06/23/17 10:06:57 AM
#20403   I'm sure they're looking out for themselves. Baxy 06/23/17 09:20:58 AM
#20402   SPEAK!!! a-hole mgt absinthe69 06/22/17 05:46:51 PM
#20401   No news for the longest time as well Haddie 06/22/17 09:01:29 AM
#20400   IFAN=HOLDING AND WAITING ON NEWS,LOTTERY PLAY HERE.GET YOUR show me the money 10 06/21/17 05:05:30 PM
#20399   Really? Who might that be? Sure would like WarMachine 06/21/17 05:50:02 AM
#20398   Somebody's trying very hard to prevent a run r1aviator 06/21/17 12:17:47 AM
#20397   PayX or IFAN app on Google Play? WHERE? WarMachine 06/20/17 11:43:53 PM
#20392   ohhh ..PLEASE drop the word "bitcoin" in a pr...... $IFAN r1aviator 06/20/17 06:32:50 PM
#20391   Starting to feel like a trip north soon, imo. $IFAN r1aviator 06/20/17 06:10:39 PM
#20390   Massive pruchases last month and then again a Baxy 06/20/17 01:49:29 PM
#20389   Baxy way too quiet here skwong 06/20/17 01:42:41 PM
#20388   ..interesting volume this morning.. $IFAN r1aviator 06/20/17 09:52:55 AM
#20387   Nice find $IFAN r1aviator 06/17/17 12:00:18 PM
#20386   Article from today => Watching the Tape Move ChecheCole 06/16/17 11:27:02 AM
#20385   IFAN=WE SHOULD BE GETTING A UP DATE SOON show me the money 10 06/16/17 11:24:06 AM
#20382   Huge volume so I'm hoping it will start skwong 06/12/17 11:57:52 PM
#20381   $IFAN .0008s got wiped. :-) Paper or Plastic 06/12/17 12:11:11 PM
#20380   Whoa! Volume!!! Baxy 06/12/17 10:06:26 AM
#20379   Your post 11437 sums it up. You Baxy 06/12/17 09:05:04 AM
#20378   Why are you trying to save us? Looked Spiccoli 06/11/17 09:32:37 PM
#20377   "Maybe next week" - you guys have been DFDBTB 06/11/17 09:40:53 AM
#20376   No this is not the same PayX Baxy 06/09/17 05:32:29 PM
#20375   This is what I wanted to ask is Shazbat 06/09/17 05:12:23 PM
#20374   Nice action....13 million over past couple of days... Baxy 06/09/17 03:46:30 PM
#20373   don't forget Ethereum abrois 06/08/17 09:48:28 PM
#20372   IFAN=BITCOIN BANKING,IN THE CANNABIS INDUSTRY,THATS THE NEWS,WE WANT show me the money 10 06/08/17 11:43:18 AM
#20371   Getting confused too many tickers virtually the same! Shazbat 06/07/17 12:00:42 PM
#20370   idea$$$$$$ , a moderator delete the stop sign abrois 06/07/17 07:44:19 AM
#20369   Sorry shazbat Im confused? Baxy 06/06/17 11:49:14 PM
#20368   Then why did you say this earlier this Shazbat 06/06/17 11:17:18 PM
#20367   See post 20345....i said no payx...meaning no, payx Baxy 06/06/17 09:12:56 PM
#20366   Hi Shazbat...the trademark is for PayX not PayEx. If Baxy 06/06/17 09:04:13 PM
#20365   This is why I asked about the spelling Shazbat 06/06/17 09:01:16 PM
#20364   bitcoin crossed $2900,, CCTL had 1 b abrois 06/06/17 08:27:02 PM
#20363   IFAN=BUY AND HOLD,MAY TAKE WEEKS OR LONGER,THIS TRAIN show me the money 10 06/06/17 04:16:50 PM
#20362   Even more! Go to and go to Baxy 06/05/17 11:31:18 PM
#20361   In few weeks or months. As you know skwong 06/05/17 10:41:16 PM
#20360   Damn, Good eye!!! Spiccoli 06/05/17 09:42:34 PM
#20359   I think the Ifan Financial website was updated. Baxy 06/05/17 08:55:43 PM
#20358   Im not worried about the when cause I Baxy 06/05/17 08:20:42 PM
#20357   Did notice the same thing. There's something brewing!! Spiccoli 06/05/17 07:55:34 PM
#20356   Question is when? skwong 06/05/17 06:40:28 PM
#20355   IFAN=WHEN THE NEWS COMES OUT,THIS TRAIN TAKING OFF show me the money 10 06/05/17 03:26:35 PM