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IFAN Financial Inc. (IFAN)

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Last Post: 1/18/2017 8:55:18 AM - Followers: 227 - Board type: Free - Posts Today: 13

In the IFAN Platform :

Items from different users can be purchased with a single checkout procedure.


2 Tech Patents (4 Pending) $260k+ Revenues, Apple & Google Approved, Platform Just Launched and Best of all:

Mobile payments represented over $450B in sales in 2015 and are expected to rise upwards of $620B in 2016 and
surpass $1 trillion in 2019.


IFAN Financial, Inc is headquartered in San Diego, California. IFAN along with its wholly owned subsidiaries and joint ventures design, develop, and distribute technology to enable and enhance mobile and traditional payments. The IFAN Platform consists of proximity based beacons, merchant processing, a mobile wallet, and prepaid card and debit card options. IFAN's consumer facing entity, PayX, includes a portfolio of payment solutions through the mobile optimized platform capable of facilitating on-demand payments, auto-payments, split-funded payments, proximity marketing, and spending of Platform funds through a linked card. IFAN and PayX provide businesses with the world?s first white label mobile optimized platform that connects to any point of sale system and enables the next generation of marketing and payments with the capability to remit internationally.

Mobicash America is an early-stage technology company that develops mobile payment solutions. The company’s platform product, Quidme, utilizes the text messaging function of a mobile phone, allowing the technology to operate on almost any phone or network, with or without data service.

 IFAN expects to launch its iPIN Technologies and Quidme mobile payment products on a commercial basis during the first quarter of 2015.



Power by IFAN
The POWER by IFAN MasterCard Prepaid Card can be linked to an IFAN Mobile Wallet through the IFAN Financial Payment Platform, which offers users the ability to access cash and merchant services worldwide at any location that accepts MasterCard Debit Cards. Enrollment includes 24/7/365 access to customer service, along with a complete suite of online banking services, including bill pay, text alerts and balance and transaction inquiries. Importantly, users gain access to the MasterCard Zero Liability Policy*, which protects customers against loss or theft throughout the world.

PayX is the world's first white label mobile wallet platform that connects to any point of sale system, sends peer to peer Money transfers, issues and redeems loyalty points, engages Users with proximity marketing, Processes Merchant Payments, Conducts Split Funding, and issues a pre-paid MasterCard®.

Mobile Wallet Platform 

PayX is the world's first white label mobile wallet platform that connects to any point of sale system, sends peer to peer money transfers, issues and redeems loyalty points, engages users with proximity marketing, processes merchant payments, split funding, issues a pre-paid MasterCard, and is internationally remittable
in 80+ countries.

Merchant Processing

PayX Merchant Processing can service all of your transactional needs from credit
and debit to E-commerce and ACH in the U.S. and Canada. 
From the SMB market to Global Brands PayX has a solution for you.


PayX xBeacons are provided in various packaging configurations that are either dual or single mode, come in multiple form factors and are available in multiple power options for both engagement and presence solutions.

The state-of-the-art patent-pending xBeacon solution suite supports all smartphones and tablets for a multitude of proximity applications.


PayX proprietary distributed software that powers all solutions and allows customers to manage proximity networks.

PayX software component that is integrated into the mobile app software providing interfaces to xBeacons and the xCloudContentManagementSystem.

Logical software component that provides interfaces into the mCloudContentManagementSystem.

Configuration of PayX use cases that addresses customers’ desired business outcomes. 

State-of-the-art analytics and real-time data providing superior insight.


IFAN Subsidiaries

iPIN Technologies is currently developing a new method of online selling through debit card payments and processing. This technology attaches to any smartphone through the headphone jack and converts the device into a consumer PIN debit, same-as-cash payment solution. Using the iPIN Debit app, transactions are processed through the private and secure iPIN Technologies Network.

iPIN Technologies currently holds exclusive rights to two patents. These patents enable the company to secure transactions by withholding customer data and incorporating triple data encryption

Merchant Benefits for Online, In-Store and Mobile Sales

1.5% Per Sale - Compare to Square’s 2.75% and PayPal’s 2.7%+
Virtually Eliminate Chargebacks - Transaction are viewed as same-as-cash
Ease Customer Security Concerns - Since merchants won’t have access to a customer’s card information, customers will feel more comfortable about having their data protected

iPin Debit Milestones

IFAN and iPIN Technologies recently achieved two significant milestones that include the successful development of the iPin Debit’s user interface, including integration with the Android application package file (APK), as well as the ability to read and transfer data from the card swipe device to the mobile phone application.

The next two milestones are ongoing and will involve posting the status of the transaction to the merchant call back uniform resource locator (URL) and developing the front-end database to enable a merchant processing transaction.

When completed, the iPin Technologies solution will involve a mobile app, card reader, and merchant network that will enable consumers to use their smart phone to make purchases.


Mobicash America is an early-stage technology company that develops mobile payment solutions. The company’s platform product, Quidme, utilizes the text messaging function of a mobile phone, allowing the technology to operate on almost any phone or network and with or without data coverage.

The functionality of the Quidme platform allows users to pay bills, purchase goods and services, and to send money to friends and relatives located locally or internationally via simple text message. Furthermore, no bank account is required and funds are transferred immediately.

These features significantly and radically expand the available market for mobile payment access and disrupt the payment space as we know it.


The Quidme Advantage

Unlike competitors Venmo, Vinted, GoBank, Ribbon, Square, Etsy, Western Union, Moneygram, Moven and ApplePay, Quidme is a purely mobile-based solution and one that works without data coverage.

While the others offer very fragmented solutions, Quidme is pioneering the mobile payments industry with a comprehensive, innovative solution. Quidme works on any phone and allows for the instant transfer of funds without sensitive bank account information.

Quidme currently has three patents pending; is available app for iOS & Android; and has established necessary, strategic alliances and relationships to advance market reach.

In a test pilot for International Remittance to Uganda, Quidme generated $500,000 volume in four months with no advertisement but simply relying on word of mouth.

Apple and Google have each approved the Quidme platform for their mobile app stores, which allows the Quidme application to be distributed for all Apple iPhones and tablets in the iTunes Store as well as for most Android devices through Google Play.


Quidme Income Model

Quidme products targets individuals in the rapidly growing under-banked and un-banked population who need cheap and secure money remittance technology to send cash worldwide.

This population comprises roughly 16% of the U.S. population and 2.2 billion consumers globally.

Revenues are generated via:

Interchange Fees
Monthly card fees
Check cashing fees
International remittance fees
Quidme “buy” button licensing fees (Future)
Quidme usage market data (Future)

*Assumes $12/month Revenue per Subscriber

Quidme Market Opportunity & Partnerships

Quidme targets an addressable market of more than 150 million millennials, immigrants and under-banked individuals looking for quick, secure and easy transfers.

IFAN has formed strategic alliances with partners that have already established relationships among these key markets:

12C,Inc. – processor for Visa
Sunrise Bank – card issuing bank
MobiCash Africa – commercial bank licensing in 15 countries for international money remittance
Golden Money Transfer – state-based MSB licensing and remittance to Latin America
Gemalto – visa card fulfillment
Ingo Money – digital check processing
GreenDot & Visa Interlink – prepaid card loading centers
Marketing MavenPR – Marketing and public relations

The IFAN Platform is approved on both the Apple and Google mobile app stores.

IFAN Financial, Inc.
3517 Camino Del Rio South
Suite 407
San Diego, CA 92108 Phone: 619-537-9998
Fax: 619-923-2907
Email: [email protected]

Sep 23rd, 2016 A/S: 800,000,000
Sep 23rd, 2016 O/S: 189,327,176
May 16th, 2016 Float: 36,018,554




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Current Price
Bid Ask Day's Range
#13598  Sticky Note MASSIVE DILUTION! SC 13G filing states "317,163,499 shares WarMachine 12/06/16 08:19:29 PM
#11911  Sticky Note HUGE IFAN DD UPDATE cjstocksup 11/28/16 01:59:03 AM
#10979  Sticky Note Here is the main reason IFAN should see cjstocksup 11/17/16 01:36:16 PM
#18432   Thinking we have another green day today. jmo $IFAN r1aviator 01/18/17 09:02:21 AM
#18431   can you be more specific, "Not right" leaves Spiccoli 01/18/17 08:58:55 AM
#18430   Aplin leaving the compny is clue enoigh something TheEriKid 01/18/17 08:55:18 AM
#18429   It starts with proprietary beacon technology that is Baxy 01/18/17 08:53:08 AM
#18428   Right, licensed through not from, good eye glenngroove 01/18/17 08:52:57 AM
#18427   It starts with proprietary beacon technology that is Baxy 01/18/17 08:50:01 AM
#18426   It starts with proprietary beacon technology that is Baxy 01/18/17 08:49:59 AM
#18425   Baxy, in the article you posted it read glenngroove 01/18/17 08:42:57 AM
#18424   Ifan vol before move always first. Just need jerangsad 01/18/17 08:41:06 AM
#18423   With that volume yesterday and so quiet in Baxy 01/18/17 08:35:04 AM
#18422   Surprisingly quiet in here :) IFAN!!!!! Spiccoli 01/18/17 08:25:11 AM
#18421   Yep. JPGetty 01/18/17 01:15:44 AM
#18420   Hold onto your IFAN shares and you will see. iwant1mil 01/18/17 12:49:51 AM
#18419   I am confused... what does $$$$$$$$$ mean? WiseWoodMan 01/17/17 10:41:54 PM
#18418   30,000 beacons. $$$$$$$$ JPGetty 01/17/17 10:30:16 PM
#18417   IFAN=NEWS COMING OUT SOON.THE WHALES ARE COMING TO show me the money 10 01/17/17 09:10:49 PM
#18416   It is what it is.... I told all WiseWoodMan 01/17/17 08:41:15 PM
#18415   Added. $IFAN ShadowElite 01/17/17 08:31:00 PM
#18414   IFAN... .0014...Chart...Reversal setting up here...looking for break / georgie18 01/17/17 08:14:14 PM
#18413   I see about 50/50 then interesting IFAN Shazbat 01/17/17 07:49:26 PM
#18412   we need this @ 005 absinthe69 01/17/17 07:30:36 PM
#18411   45.4M BUYS 44.2M SELLS baseballfan 01/17/17 07:09:57 PM
#18410   Anyone have the total buys V sells today? Thanks Shazbat 01/17/17 06:00:11 PM
#18409   Was in that play also. Great close today mrets123 01/17/17 05:06:12 PM
#18408   More eyes here than Ihub, trust me! baseballfan 01/17/17 04:49:58 PM
#18407   more action coming this wk +today"s volume is Tonyeight 01/17/17 04:07:39 PM
#18406   Glad I didn't panic sell at .001 like iwant1mil 01/17/17 04:04:54 PM
#18405   3.2m and 663k were mine :) Baxy 01/17/17 03:55:35 PM
#18404   001=0015 <<<<<< huge accumulation ==and huge volume Tonyeight 01/17/17 03:50:14 PM
#18403   Greener. :) :) $IFAN r1aviator 01/17/17 03:44:22 PM
#18402   Yes, and especially with no activity in ihub Baxy 01/17/17 03:40:34 PM
#18401   BAXY - I agree...I was bid sitting....someone knows VEGASREAL8TOR 01/17/17 03:38:12 PM
#18400   I just upped my price to .0013 and Baxy 01/17/17 03:36:55 PM
#18399   just picked up 2 million more at .0013 VEGASREAL8TOR 01/17/17 03:10:29 PM
#18397   Nice base formed here today with 80m + Baxy 01/17/17 03:03:31 PM
#18396   Nice base formed here today with 80m + Baxy 01/17/17 03:03:01 PM
#18395   Green. :) $IFAN r1aviator 01/17/17 02:56:48 PM
#18394   Good luck and all the best. :) ilaavu 01/17/17 02:18:01 PM
#18393   No, my 5M is still outstanding. Hope Baxy 01/17/17 02:12:49 PM
#18392   Was that you again Baxy? ilaavu 01/17/17 02:09:35 PM
#18391   12's about to B gone IFAN huka 01/17/17 01:57:42 PM
#18390   Going in for another 5 million shares. Baxy 01/17/17 01:55:45 PM
#18389   And theres my remaining 1.6M at 13:20:32 Baxy 01/17/17 01:52:56 PM
#18388   Bids growing many have called baseballfan 01/17/17 01:47:38 PM
#18387   Bid growing ~ 12's falling IFAN huka 01/17/17 01:31:54 PM
#18386   BINGO. There are my two purchases, for those that Baxy 01/17/17 01:29:37 PM
#18385   Just picked up another 3.2 million shares, and Baxy 01/17/17 01:22:51 PM
#18384   IFAN Get Yo 12's huka 01/17/17 01:18:14 PM
#18383   IFAN about to turn around here. baseballfan 01/17/17 01:09:50 PM
#18382   Added another 1/2 mil here. $IFAN r1aviator 01/17/17 12:56:04 PM