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IFAN Financial Inc. (IFAN)

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Last Post: 5/26/2017 1:46:11 AM - Followers: 203 - Board type: Free - Posts Today: 1

In the IFAN Platform :

Items from different users can be purchased with a single checkout procedure.


2 Tech Patents (4 Pending) $260k+ Revenues, Apple & Google Approved, Platform Just Launched and Best of all:

Mobile payments represented over $450B in sales in 2015 and are expected to rise upwards of $620B in 2016 and
surpass $1 trillion in 2019.


IFAN Financial, Inc is headquartered in San Diego, California. IFAN along with its wholly owned subsidiaries and joint ventures design, develop, and distribute technology to enable and enhance mobile and traditional payments. The IFAN Platform consists of proximity based beacons, merchant processing, a mobile wallet, and prepaid card and debit card options. IFAN's consumer facing entity, PayX, includes a portfolio of payment solutions through the mobile optimized platform capable of facilitating on-demand payments, auto-payments, split-funded payments, proximity marketing, and spending of Platform funds through a linked card. IFAN and PayX provide businesses with the world?s first white label mobile optimized platform that connects to any point of sale system and enables the next generation of marketing and payments with the capability to remit internationally.

Mobicash America is an early-stage technology company that develops mobile payment solutions. The company’s platform product, Quidme, utilizes the text messaging function of a mobile phone, allowing the technology to operate on almost any phone or network, with or without data service.

 IFAN expects to launch its iPIN Technologies and Quidme mobile payment products on a commercial basis during the first quarter of 2015.



Power by IFAN
The POWER by IFAN MasterCard Prepaid Card can be linked to an IFAN Mobile Wallet through the IFAN Financial Payment Platform, which offers users the ability to access cash and merchant services worldwide at any location that accepts MasterCard Debit Cards. Enrollment includes 24/7/365 access to customer service, along with a complete suite of online banking services, including bill pay, text alerts and balance and transaction inquiries. Importantly, users gain access to the MasterCard Zero Liability Policy*, which protects customers against loss or theft throughout the world.

PayX is the world's first white label mobile wallet platform that connects to any point of sale system, sends peer to peer Money transfers, issues and redeems loyalty points, engages Users with proximity marketing, Processes Merchant Payments, Conducts Split Funding, and issues a pre-paid MasterCard®.

Mobile Wallet Platform 

PayX is the world's first white label mobile wallet platform that connects to any point of sale system, sends peer to peer money transfers, issues and redeems loyalty points, engages users with proximity marketing, processes merchant payments, split funding, issues a pre-paid MasterCard, and is internationally remittable
in 80+ countries.

Merchant Processing

PayX Merchant Processing can service all of your transactional needs from credit
and debit to E-commerce and ACH in the U.S. and Canada. 
From the SMB market to Global Brands PayX has a solution for you.


PayX xBeacons are provided in various packaging configurations that are either dual or single mode, come in multiple form factors and are available in multiple power options for both engagement and presence solutions.

The state-of-the-art patent-pending xBeacon solution suite supports all smartphones and tablets for a multitude of proximity applications.


PayX proprietary distributed software that powers all solutions and allows customers to manage proximity networks.

PayX software component that is integrated into the mobile app software providing interfaces to xBeacons and the xCloudContentManagementSystem.

Logical software component that provides interfaces into the mCloudContentManagementSystem.

Configuration of PayX use cases that addresses customers’ desired business outcomes. 

State-of-the-art analytics and real-time data providing superior insight.


IFAN Subsidiaries

iPIN Technologies is currently developing a new method of online selling through debit card payments and processing. This technology attaches to any smartphone through the headphone jack and converts the device into a consumer PIN debit, same-as-cash payment solution. Using the iPIN Debit app, transactions are processed through the private and secure iPIN Technologies Network.

iPIN Technologies currently holds exclusive rights to two patents. These patents enable the company to secure transactions by withholding customer data and incorporating triple data encryption

Merchant Benefits for Online, In-Store and Mobile Sales

1.5% Per Sale - Compare to Square’s 2.75% and PayPal’s 2.7%+
Virtually Eliminate Chargebacks - Transaction are viewed as same-as-cash
Ease Customer Security Concerns - Since merchants won’t have access to a customer’s card information, customers will feel more comfortable about having their data protected

iPin Debit Milestones

IFAN and iPIN Technologies recently achieved two significant milestones that include the successful development of the iPin Debit’s user interface, including integration with the Android application package file (APK), as well as the ability to read and transfer data from the card swipe device to the mobile phone application.

The next two milestones are ongoing and will involve posting the status of the transaction to the merchant call back uniform resource locator (URL) and developing the front-end database to enable a merchant processing transaction.

When completed, the iPin Technologies solution will involve a mobile app, card reader, and merchant network that will enable consumers to use their smart phone to make purchases.


Mobicash America is an early-stage technology company that develops mobile payment solutions. The company’s platform product, Quidme, utilizes the text messaging function of a mobile phone, allowing the technology to operate on almost any phone or network and with or without data coverage.

The functionality of the Quidme platform allows users to pay bills, purchase goods and services, and to send money to friends and relatives located locally or internationally via simple text message. Furthermore, no bank account is required and funds are transferred immediately.

These features significantly and radically expand the available market for mobile payment access and disrupt the payment space as we know it.


The Quidme Advantage

Unlike competitors Venmo, Vinted, GoBank, Ribbon, Square, Etsy, Western Union, Moneygram, Moven and ApplePay, Quidme is a purely mobile-based solution and one that works without data coverage.

While the others offer very fragmented solutions, Quidme is pioneering the mobile payments industry with a comprehensive, innovative solution. Quidme works on any phone and allows for the instant transfer of funds without sensitive bank account information.

Quidme currently has three patents pending; is available app for iOS & Android; and has established necessary, strategic alliances and relationships to advance market reach.

In a test pilot for International Remittance to Uganda, Quidme generated $500,000 volume in four months with no advertisement but simply relying on word of mouth.

Apple and Google have each approved the Quidme platform for their mobile app stores, which allows the Quidme application to be distributed for all Apple iPhones and tablets in the iTunes Store as well as for most Android devices through Google Play.


Quidme Income Model

Quidme products targets individuals in the rapidly growing under-banked and un-banked population who need cheap and secure money remittance technology to send cash worldwide.

This population comprises roughly 16% of the U.S. population and 2.2 billion consumers globally.

Revenues are generated via:

Interchange Fees
Monthly card fees
Check cashing fees
International remittance fees
Quidme “buy” button licensing fees (Future)
Quidme usage market data (Future)

*Assumes $12/month Revenue per Subscriber

Quidme Market Opportunity & Partnerships

Quidme targets an addressable market of more than 150 million millennials, immigrants and under-banked individuals looking for quick, secure and easy transfers.

IFAN has formed strategic alliances with partners that have already established relationships among these key markets:

12C,Inc. – processor for Visa
Sunrise Bank – card issuing bank
MobiCash Africa – commercial bank licensing in 15 countries for international money remittance
Golden Money Transfer – state-based MSB licensing and remittance to Latin America
Gemalto – visa card fulfillment
Ingo Money – digital check processing
GreenDot & Visa Interlink – prepaid card loading centers
Marketing MavenPR – Marketing and public relations

The IFAN Platform is approved on both the Apple and Google mobile app stores.

IFAN Financial, Inc.
3517 Camino Del Rio South
Suite 407
San Diego, CA 92108 Phone: 619-537-9998
Fax: 619-923-2907

Sep 23rd, 2016 A/S: 800,000,000
Sep 23rd, 2016 O/S: 189,327,176
May 16th, 2016 Float: 36,018,554

Par Share Count:  1,200,000,000


Share Structure
  Market Value1 $517,350 a/o Apr 07, 2017
  Authorized Shares 800,000,000 a/o Mar 30, 2017
  Outstanding Shares
a/o Mar 30, 2017  WAS 189,327,176 on Sep 23rd, 2016
  -Restricted Not Available
  -Unrestricted Not Available
  Held at DTC Not Available
  Float 36,018,554 a/o May 16, 2016

WHO is trying to take down IFAN other than IFAN management!?
Chart tells the story


WHY NO FILINGS? Where is this CLAIMED $10M at?
They can't even get their SEC filings up to date!

Latest Report May 31, 2016 10-Q
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Current Price
Bid Ask Day's Range
#20021  Sticky Note See Trademark Application for PAYX Baxy 04/24/17 12:11:44 PM
#19901  Sticky Note OS 739,070,919 a/o Mar30,2017 WAS 189,327,176 Sep23,2016 WarMachine 04/10/17 07:21:37 PM
#13598  Sticky Note MASSIVE DILUTION! SC 13G filing states "317,163,499 shares WarMachine 12/06/16 08:19:29 PM
#20333   Any reasons why news still not coming! skwong 05/26/17 01:46:11 AM
#20332   Like if bitcoins could be transferred using their Baxy 05/25/17 06:59:55 PM
#20331   imagine if IFAN , had a collaberation with bitcoin,, abrois 05/25/17 06:40:30 PM
#20330   NICE CLOSE $IFAN baz124 05/25/17 03:56:50 PM
#20329   Lets go IFAN!! Baxy 05/25/17 01:00:55 PM
#20328   $IFAN .001 BREAK LAUNCHES THIS!! :-) Paper or Plastic 05/25/17 11:58:28 AM
#20327   Advice to help the stock helps you Baxy 05/25/17 10:47:15 AM
#20326   Now it's time for the holders to hold... ItaliPower 05/25/17 10:22:41 AM
#20325   Now is the time for holders to hold....lets Baxy 05/25/17 09:59:52 AM
#20324   RUN TIME baz124 05/25/17 09:54:39 AM
#20323   True. Holding on here!! baz124 05/25/17 09:47:21 AM
#20322   $IFAN will be a huge runner, if everything Mistr Tommy 05/25/17 09:44:29 AM
#20321   Here it goes again!! Baxy 05/25/17 09:43:36 AM
#20320   $IFAN .0009 up :-) Paper or Plastic 05/25/17 09:41:54 AM
#20319   Volume before price. Added. UMD_Scientist 05/25/17 09:41:50 AM
#20318   A couple of weeks ago 65 million shares Baxy 05/23/17 08:36:13 AM
#20317   Lol..there is no buyers getting in elvisonfire 05/23/17 03:29:41 AM
#20316   agree Spiccoli 05/22/17 06:50:20 PM
#20315   A quick flip doesn begin with a buy Baxy 05/22/17 01:32:02 PM
#20314   That 60 mil volume was probably a flip ItaliPower 05/22/17 01:25:30 PM
#20313   owke hahaha,, half year ago were the good bouch 05/22/17 10:37:38 AM
#20312   lol,, i meant stronger than usual,, abrois 05/22/17 10:29:18 AM
#20311   hahaha if this is strong :S bouch 05/22/17 10:04:02 AM
#20310   strong volume start abrois 05/22/17 09:52:46 AM
#20309   You said, "but what I did find interesting Baxy 05/18/17 08:36:16 PM
#20308   I brought up the other company's name. I ItaliPower 05/18/17 08:03:52 PM
#20307   In what context and how did he bring Baxy 05/18/17 12:18:36 PM
#20306   You think Vivaris is buying into or taking Baxy 05/18/17 12:04:36 PM
#20305   So I took it upon myself to call ItaliPower 05/18/17 10:25:06 AM
#20304   IFAN-I THINK THE 10Q WILL BE OUT SOON,THEY show me the money 10 05/17/17 09:01:36 PM
#20303   Thats a huge amount of followers reactinf on Baxy 05/17/17 09:00:19 PM
#20302   I think last week's volume was dumb people grantastic 05/17/17 08:56:47 PM
#20301   Kind of like what just happened Friday with Baxy 05/17/17 06:51:32 PM
#20300   The only reason to release financials is to grantastic 05/17/17 06:48:34 PM
#20299   Why do you say that? Have you Baxy 05/17/17 06:40:33 PM
#20298   Financials are not getting released before October at grantastic 05/17/17 06:39:34 PM
#20297   I believe the oppisite will happen. ItaliPower 05/17/17 04:37:55 PM
#20296   the question is when it would be launched bouch 05/17/17 03:50:47 PM
#20295   Getting ready for financials to be released and Baxy 05/17/17 02:29:12 PM
#20294   IFAN .0009 $treet Trader 05/17/17 10:56:16 AM
#20293   any day now, we lift off ralphy1 05/16/17 08:54:32 PM
#20292   IFAN- The choice of the Komodo Dragons. Golden Penny 05/16/17 12:03:30 PM
#20291   IFAN few left @ .0009 updates sends this hard $treet Trader 05/16/17 10:56:35 AM
#20290   Sure is. Tic-Toc $IFAN Paper or Plastic 05/16/17 10:54:06 AM
#20289   Agreed Sammieheals 05/16/17 10:47:29 AM
#20288   IFAN .0009 big run coming here soon $treet Trader 05/16/17 10:11:15 AM
#20285   The vomume is the key...minor price play isnt Baxy 05/15/17 05:09:00 PM
#20284   Yeah, real "Big volume"....Red and in the negative. Yay!! ItaliPower 05/15/17 04:55:58 PM
#20283   Big volume again! This is building for takeoff! Baxy 05/15/17 04:26:57 PM
#20280   Geez whats with all the theories....what was your Baxy 05/15/17 01:47:13 PM