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IFAN Financial Inc. (IFAN)

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Last Post: 11/22/2017 11:14:48 AM - Followers: 193 - Board type: Free - Posts Today: 0

In the IFAN Platform :

Items from different users can be purchased with a single checkout procedure.


2 Tech Patents (4 Pending) $260k+ Revenues, Apple & Google Approved, Platform Just Launched and Best of all:

Mobile payments represented over $450B in sales in 2015 and are expected to rise upwards of $620B in 2016 and
surpass $1 trillion in 2019.


IFAN Financial, Inc is headquartered in San Diego, California. IFAN along with its wholly owned subsidiaries and joint ventures design, develop, and distribute technology to enable and enhance mobile and traditional payments. The IFAN Platform consists of proximity based beacons, merchant processing, a mobile wallet, and prepaid card and debit card options. IFAN's consumer facing entity, PayX, includes a portfolio of payment solutions through the mobile optimized platform capable of facilitating on-demand payments, auto-payments, split-funded payments, proximity marketing, and spending of Platform funds through a linked card. IFAN and PayX provide businesses with the world?s first white label mobile optimized platform that connects to any point of sale system and enables the next generation of marketing and payments with the capability to remit internationally.

Mobicash America is an early-stage technology company that develops mobile payment solutions. The company’s platform product, Quidme, utilizes the text messaging function of a mobile phone, allowing the technology to operate on almost any phone or network, with or without data service.

 IFAN expects to launch its iPIN Technologies and Quidme mobile payment products on a commercial basis during the first quarter of 2015.



Power by IFAN
The POWER by IFAN MasterCard Prepaid Card can be linked to an IFAN Mobile Wallet through the IFAN Financial Payment Platform, which offers users the ability to access cash and merchant services worldwide at any location that accepts MasterCard Debit Cards. Enrollment includes 24/7/365 access to customer service, along with a complete suite of online banking services, including bill pay, text alerts and balance and transaction inquiries. Importantly, users gain access to the MasterCard Zero Liability Policy*, which protects customers against loss or theft throughout the world.

PayX is the world's first white label mobile wallet platform that connects to any point of sale system, sends peer to peer Money transfers, issues and redeems loyalty points, engages Users with proximity marketing, Processes Merchant Payments, Conducts Split Funding, and issues a pre-paid MasterCard®.

Mobile Wallet Platform 

PayX is the world's first white label mobile wallet platform that connects to any point of sale system, sends peer to peer money transfers, issues and redeems loyalty points, engages users with proximity marketing, processes merchant payments, split funding, issues a pre-paid MasterCard, and is internationally remittable
in 80+ countries.

Merchant Processing

PayX Merchant Processing can service all of your transactional needs from credit
and debit to E-commerce and ACH in the U.S. and Canada. 
From the SMB market to Global Brands PayX has a solution for you.


PayX xBeacons are provided in various packaging configurations that are either dual or single mode, come in multiple form factors and are available in multiple power options for both engagement and presence solutions.

The state-of-the-art patent-pending xBeacon solution suite supports all smartphones and tablets for a multitude of proximity applications.


PayX proprietary distributed software that powers all solutions and allows customers to manage proximity networks.

PayX software component that is integrated into the mobile app software providing interfaces to xBeacons and the xCloudContentManagementSystem.

Logical software component that provides interfaces into the mCloudContentManagementSystem.

Configuration of PayX use cases that addresses customers’ desired business outcomes. 

State-of-the-art analytics and real-time data providing superior insight.


IFAN Subsidiaries

iPIN Technologies is currently developing a new method of online selling through debit card payments and processing. This technology attaches to any smartphone through the headphone jack and converts the device into a consumer PIN debit, same-as-cash payment solution. Using the iPIN Debit app, transactions are processed through the private and secure iPIN Technologies Network.

iPIN Technologies currently holds exclusive rights to two patents. These patents enable the company to secure transactions by withholding customer data and incorporating triple data encryption

Merchant Benefits for Online, In-Store and Mobile Sales

1.5% Per Sale - Compare to Square’s 2.75% and PayPal’s 2.7%+
Virtually Eliminate Chargebacks - Transaction are viewed as same-as-cash
Ease Customer Security Concerns - Since merchants won’t have access to a customer’s card information, customers will feel more comfortable about having their data protected

iPin Debit Milestones

IFAN and iPIN Technologies recently achieved two significant milestones that include the successful development of the iPin Debit’s user interface, including integration with the Android application package file (APK), as well as the ability to read and transfer data from the card swipe device to the mobile phone application.

The next two milestones are ongoing and will involve posting the status of the transaction to the merchant call back uniform resource locator (URL) and developing the front-end database to enable a merchant processing transaction.

When completed, the iPin Technologies solution will involve a mobile app, card reader, and merchant network that will enable consumers to use their smart phone to make purchases.


Mobicash America is an early-stage technology company that develops mobile payment solutions. The company’s platform product, Quidme, utilizes the text messaging function of a mobile phone, allowing the technology to operate on almost any phone or network and with or without data coverage.

The functionality of the Quidme platform allows users to pay bills, purchase goods and services, and to send money to friends and relatives located locally or internationally via simple text message. Furthermore, no bank account is required and funds are transferred immediately.

These features significantly and radically expand the available market for mobile payment access and disrupt the payment space as we know it.


The Quidme Advantage

Unlike competitors Venmo, Vinted, GoBank, Ribbon, Square, Etsy, Western Union, Moneygram, Moven and ApplePay, Quidme is a purely mobile-based solution and one that works without data coverage.

While the others offer very fragmented solutions, Quidme is pioneering the mobile payments industry with a comprehensive, innovative solution. Quidme works on any phone and allows for the instant transfer of funds without sensitive bank account information.

Quidme currently has three patents pending; is available app for iOS & Android; and has established necessary, strategic alliances and relationships to advance market reach.

In a test pilot for International Remittance to Uganda, Quidme generated $500,000 volume in four months with no advertisement but simply relying on word of mouth.

Apple and Google have each approved the Quidme platform for their mobile app stores, which allows the Quidme application to be distributed for all Apple iPhones and tablets in the iTunes Store as well as for most Android devices through Google Play.


Quidme Income Model

Quidme products targets individuals in the rapidly growing under-banked and un-banked population who need cheap and secure money remittance technology to send cash worldwide.

This population comprises roughly 16% of the U.S. population and 2.2 billion consumers globally.

Revenues are generated via:

Interchange Fees
Monthly card fees
Check cashing fees
International remittance fees
Quidme “buy” button licensing fees (Future)
Quidme usage market data (Future)

*Assumes $12/month Revenue per Subscriber

Quidme Market Opportunity & Partnerships

Quidme targets an addressable market of more than 150 million millennials, immigrants and under-banked individuals looking for quick, secure and easy transfers.

IFAN has formed strategic alliances with partners that have already established relationships among these key markets:

12C,Inc. – processor for Visa
Sunrise Bank – card issuing bank
MobiCash Africa – commercial bank licensing in 15 countries for international money remittance
Golden Money Transfer – state-based MSB licensing and remittance to Latin America
Gemalto – visa card fulfillment
Ingo Money – digital check processing
GreenDot & Visa Interlink – prepaid card loading centers
Marketing MavenPR – Marketing and public relations

The IFAN Platform is approved on both the Apple and Google mobile app stores.

IFAN Financial, Inc.
3517 Camino Del Rio South
Suite 407
San Diego, CA 92108 Phone: 619-537-9998
Fax: 619-923-2907

Sep 23rd, 2016 A/S: 800,000,000
Sep 23rd, 2016 O/S: 189,327,176
May 16th, 2016 Float: 36,018,554

This section maintained by Warmachine
Do not edit without specific consent per ihub rules

Par Share Count:  1,200,000,000


Share Structure
  Authorized Shares 1,200,000,000 a/o Apr 12, 2017 per Nevada share registration
  Outstanding Shares
a/o Mar 30, 2017  WAS 189,327,176 on Sep 23rd, 2016
  -Restricted Not Available
  -Unrestricted Not Available
  Held at DTC Not Available
  Float 36,018,554 a/o May 16, 2016

JASON APLIN sure isn't the miracle worker that he was made out to be!

WHO is trying to take down IFAN other than IFAN management!?


WHY NO FILINGS? Where is this CLAIMED $10M at?
They can't even get their SEC filings up to date!

Latest Report May 31, 2016 10-Q


BEWARE: SEC Warns of Crypto-Currency Scams. 
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#20994   has its swings Dahmer 11/22/17 11:14:48 AM
#20993   Apple has released products that appear to utilize Bobinsd 11/21/17 02:02:18 PM
#20992   How soon IFAN is going to move back up? skwong 11/21/17 11:45:15 AM
#20991   soon Dahmer 11/18/17 12:25:56 AM
#20990   IFAN Chart Bid.0003/21M /// Ask.0004/11M    imgoingfishing1 11/17/17 09:40:51 AM
#20988   I'm giving up my moderator spot here folks Shazbat 11/14/17 12:09:47 PM
#20986   IFAN Chart Bid.0003/29M /// Ask.0004/5M    imgoingfishing1 11/10/17 10:08:43 AM
#20985   many people will want2`s glad your a buyer@2 imgoingfishing1 11/09/17 08:17:56 AM
#20984   maybe next year what I see is I rrb123 11/08/17 08:19:08 PM
#20983   chart don't seem to show that. imgoingfishing1 11/08/17 04:02:34 PM
#20982   I give it a few years to show rrb123 11/08/17 03:57:34 PM
#20981   is there anything to base a week or imgoingfishing1 11/08/17 03:41:04 PM
#20980   I hope it will before up in a skwong 11/08/17 03:36:12 PM
#20979   IFAN Bid.0003/14M /// Ask.0004/5M imgoingfishing1 11/08/17 03:35:25 PM
#20978   May1,2017 O/S was 739M (same as it is now) imgoingfishing1 11/08/17 03:31:28 PM
#20977   as for when, its only been@3 for what imgoingfishing1 11/08/17 03:25:18 PM
#20976   another thing ive noticed is there is less imgoingfishing1 11/08/17 03:22:24 PM
#20975   Is The Needle Ready to Move For Ifan imgoingfishing1 11/08/17 03:18:57 PM
#20974   Again when are we going to see some skwong 11/08/17 03:01:55 PM
#20973   Look@Chart its been 1Month@3 A/S1.2B O/S739M imgoingfishing1 11/08/17 03:00:44 PM
#20972   When are we going to see some movements? skwong 11/08/17 02:52:40 PM
#20971   sorry dude rrb123 11/08/17 12:41:45 PM
#20970   i don't appreciate statement about what i-think unless imgoingfishing1 11/08/17 11:25:47 AM
#20969   I was just ASSuming ..chill dude rrb123 11/08/17 11:03:40 AM
#20968   rrb123 please provide how you know what i imgoingfishing1 11/08/17 10:30:24 AM
#20967   is this board about IFAN or what I think? imgoingfishing1 11/08/17 09:33:39 AM
#20966  Restored why do you think this is a real company rrb123 11/07/17 11:38:38 PM
#20965   not-enough-volume to care about it!!! buys=500K sells=879K imgoingfishing1 11/07/17 06:35:41 PM
#20964   Yeah, I see that. But it was down zen222 11/07/17 06:35:03 PM
#20963   todays total Volume:1,379,209 Closed Even (NO CHANGE) imgoingfishing1 11/07/17 06:32:13 PM
#20962  Restored IFAN DOWN YET AGAIN -25.0%. ACTION SPEAKS LOUDER zen222 11/07/17 01:49:05 PM
#20958   IFAN IS A FAKE PAPER SCAM. STRONG SELL! zen222 11/06/17 03:22:01 PM
#20956   IFAN Chart Bid.0003/18M /// Ask.0004/5M      imgoingfishing1 11/06/17 10:32:56 AM
#20953   Pathetic. IFAN is a fake paper scam. Get zen222 11/01/17 05:07:08 PM
#20952   Ask.0004/was6Mish SLAPPED now 2M imgoingfishing1 11/01/17 02:21:07 PM
#20951   You must have me confused with someone bidun Nobbled 10/31/17 04:26:14 PM
#20950   I thought you said they where moon bound Airstock 10/29/17 06:06:02 PM
#20949   More conformation Ifan is a Scam if any Nobbled 10/27/17 09:46:17 PM
#20948   going to buy more ;) abrois 10/26/17 05:18:53 PM
#20946   What's with the volume today on IFAN? lloydm 10/25/17 03:22:02 PM
#20945   IFAN Chart Bid.0003/37M /// Ask.0004/3M    imgoingfishing1 10/25/17 02:06:28 PM
#20944   wonder if...he's good absinthe69 10/23/17 09:35:17 AM
#20943   J. Christopher Mizer has taught PINK PENNY SCAM absinthe69 10/20/17 09:18:16 AM
#20941   dis heah look like a bid ole deat absinthe69 10/19/17 06:34:13 PM
#20940   Well, I think that answer to that is today! Shazbat 10/18/17 03:59:34 PM
#20939   When are going to see some movement? skwong 10/18/17 12:45:08 AM
#20938   To quote Forest Gump “Life is like a Shazbat 10/17/17 05:47:22 PM
#20937   SCUM mgt can't update fins because there's nothing absinthe69 10/17/17 06:05:14 AM
#20936   EXCELLENT INFO CONCERNING THE ONGOING HOAX WarMachine 10/17/17 05:25:25 AM
#20935   Bitcoin has nothing to do with IFAN skwong 10/17/17 01:03:08 AM