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IFAN Financial Inc. (IFAN)

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Last Post: 8/22/2017 1:34:15 PM - Followers: 192 - Board type: Free - Posts Today: 20

In the IFAN Platform :

Items from different users can be purchased with a single checkout procedure.


2 Tech Patents (4 Pending) $260k+ Revenues, Apple & Google Approved, Platform Just Launched and Best of all:

Mobile payments represented over $450B in sales in 2015 and are expected to rise upwards of $620B in 2016 and
surpass $1 trillion in 2019.


IFAN Financial, Inc is headquartered in San Diego, California. IFAN along with its wholly owned subsidiaries and joint ventures design, develop, and distribute technology to enable and enhance mobile and traditional payments. The IFAN Platform consists of proximity based beacons, merchant processing, a mobile wallet, and prepaid card and debit card options. IFAN's consumer facing entity, PayX, includes a portfolio of payment solutions through the mobile optimized platform capable of facilitating on-demand payments, auto-payments, split-funded payments, proximity marketing, and spending of Platform funds through a linked card. IFAN and PayX provide businesses with the world?s first white label mobile optimized platform that connects to any point of sale system and enables the next generation of marketing and payments with the capability to remit internationally.

Mobicash America is an early-stage technology company that develops mobile payment solutions. The company’s platform product, Quidme, utilizes the text messaging function of a mobile phone, allowing the technology to operate on almost any phone or network, with or without data service.

 IFAN expects to launch its iPIN Technologies and Quidme mobile payment products on a commercial basis during the first quarter of 2015.



Power by IFAN
The POWER by IFAN MasterCard Prepaid Card can be linked to an IFAN Mobile Wallet through the IFAN Financial Payment Platform, which offers users the ability to access cash and merchant services worldwide at any location that accepts MasterCard Debit Cards. Enrollment includes 24/7/365 access to customer service, along with a complete suite of online banking services, including bill pay, text alerts and balance and transaction inquiries. Importantly, users gain access to the MasterCard Zero Liability Policy*, which protects customers against loss or theft throughout the world.

PayX is the world's first white label mobile wallet platform that connects to any point of sale system, sends peer to peer Money transfers, issues and redeems loyalty points, engages Users with proximity marketing, Processes Merchant Payments, Conducts Split Funding, and issues a pre-paid MasterCard®.

Mobile Wallet Platform 

PayX is the world's first white label mobile wallet platform that connects to any point of sale system, sends peer to peer money transfers, issues and redeems loyalty points, engages users with proximity marketing, processes merchant payments, split funding, issues a pre-paid MasterCard, and is internationally remittable
in 80+ countries.

Merchant Processing

PayX Merchant Processing can service all of your transactional needs from credit
and debit to E-commerce and ACH in the U.S. and Canada. 
From the SMB market to Global Brands PayX has a solution for you.


PayX xBeacons are provided in various packaging configurations that are either dual or single mode, come in multiple form factors and are available in multiple power options for both engagement and presence solutions.

The state-of-the-art patent-pending xBeacon solution suite supports all smartphones and tablets for a multitude of proximity applications.


PayX proprietary distributed software that powers all solutions and allows customers to manage proximity networks.

PayX software component that is integrated into the mobile app software providing interfaces to xBeacons and the xCloudContentManagementSystem.

Logical software component that provides interfaces into the mCloudContentManagementSystem.

Configuration of PayX use cases that addresses customers’ desired business outcomes. 

State-of-the-art analytics and real-time data providing superior insight.


IFAN Subsidiaries

iPIN Technologies is currently developing a new method of online selling through debit card payments and processing. This technology attaches to any smartphone through the headphone jack and converts the device into a consumer PIN debit, same-as-cash payment solution. Using the iPIN Debit app, transactions are processed through the private and secure iPIN Technologies Network.

iPIN Technologies currently holds exclusive rights to two patents. These patents enable the company to secure transactions by withholding customer data and incorporating triple data encryption

Merchant Benefits for Online, In-Store and Mobile Sales

1.5% Per Sale - Compare to Square’s 2.75% and PayPal’s 2.7%+
Virtually Eliminate Chargebacks - Transaction are viewed as same-as-cash
Ease Customer Security Concerns - Since merchants won’t have access to a customer’s card information, customers will feel more comfortable about having their data protected

iPin Debit Milestones

IFAN and iPIN Technologies recently achieved two significant milestones that include the successful development of the iPin Debit’s user interface, including integration with the Android application package file (APK), as well as the ability to read and transfer data from the card swipe device to the mobile phone application.

The next two milestones are ongoing and will involve posting the status of the transaction to the merchant call back uniform resource locator (URL) and developing the front-end database to enable a merchant processing transaction.

When completed, the iPin Technologies solution will involve a mobile app, card reader, and merchant network that will enable consumers to use their smart phone to make purchases.


Mobicash America is an early-stage technology company that develops mobile payment solutions. The company’s platform product, Quidme, utilizes the text messaging function of a mobile phone, allowing the technology to operate on almost any phone or network and with or without data coverage.

The functionality of the Quidme platform allows users to pay bills, purchase goods and services, and to send money to friends and relatives located locally or internationally via simple text message. Furthermore, no bank account is required and funds are transferred immediately.

These features significantly and radically expand the available market for mobile payment access and disrupt the payment space as we know it.


The Quidme Advantage

Unlike competitors Venmo, Vinted, GoBank, Ribbon, Square, Etsy, Western Union, Moneygram, Moven and ApplePay, Quidme is a purely mobile-based solution and one that works without data coverage.

While the others offer very fragmented solutions, Quidme is pioneering the mobile payments industry with a comprehensive, innovative solution. Quidme works on any phone and allows for the instant transfer of funds without sensitive bank account information.

Quidme currently has three patents pending; is available app for iOS & Android; and has established necessary, strategic alliances and relationships to advance market reach.

In a test pilot for International Remittance to Uganda, Quidme generated $500,000 volume in four months with no advertisement but simply relying on word of mouth.

Apple and Google have each approved the Quidme platform for their mobile app stores, which allows the Quidme application to be distributed for all Apple iPhones and tablets in the iTunes Store as well as for most Android devices through Google Play.


Quidme Income Model

Quidme products targets individuals in the rapidly growing under-banked and un-banked population who need cheap and secure money remittance technology to send cash worldwide.

This population comprises roughly 16% of the U.S. population and 2.2 billion consumers globally.

Revenues are generated via:

Interchange Fees
Monthly card fees
Check cashing fees
International remittance fees
Quidme “buy” button licensing fees (Future)
Quidme usage market data (Future)

*Assumes $12/month Revenue per Subscriber

Quidme Market Opportunity & Partnerships

Quidme targets an addressable market of more than 150 million millennials, immigrants and under-banked individuals looking for quick, secure and easy transfers.

IFAN has formed strategic alliances with partners that have already established relationships among these key markets:

12C,Inc. – processor for Visa
Sunrise Bank – card issuing bank
MobiCash Africa – commercial bank licensing in 15 countries for international money remittance
Golden Money Transfer – state-based MSB licensing and remittance to Latin America
Gemalto – visa card fulfillment
Ingo Money – digital check processing
GreenDot & Visa Interlink – prepaid card loading centers
Marketing MavenPR – Marketing and public relations

The IFAN Platform is approved on both the Apple and Google mobile app stores.

IFAN Financial, Inc.
3517 Camino Del Rio South
Suite 407
San Diego, CA 92108 Phone: 619-537-9998
Fax: 619-923-2907

Sep 23rd, 2016 A/S: 800,000,000
Sep 23rd, 2016 O/S: 189,327,176
May 16th, 2016 Float: 36,018,554

This section maintained by Warmachine
Do not edit without specific consent per ihub rules

Par Share Count:  1,200,000,000


Share Structure
  Authorized Shares 1,200,000,000 a/o Apr 12, 2017 per Nevada share registration
  Outstanding Shares
a/o Mar 30, 2017  WAS 189,327,176 on Sep 23rd, 2016
  -Restricted Not Available
  -Unrestricted Not Available
  Held at DTC Not Available
  Float 36,018,554 a/o May 16, 2016

WHO is trying to take down IFAN other than IFAN management!?
Chart tells the story


WHY NO FILINGS? Where is this CLAIMED $10M at?
They can't even get their SEC filings up to date!

Latest Report May 31, 2016 10-Q

IFAN Chart

Current Price
Bid Ask Day's Range
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#20021  Sticky Note See Trademark Application for PAYX Baxy 04/24/17 12:11:44 PM
#19901  Sticky Note OS 739,070,919 a/o Mar30,2017 WAS 189,327,176 Sep23,2016 WarMachine 04/10/17 07:21:37 PM
#13598  Sticky Note MASSIVE DILUTION! SC 13G filing states "317,163,499 shares WarMachine 12/06/16 08:19:29 PM
#20541   Once they file and get that Stop sign Baxy 08/22/17 01:34:15 PM
#20540   from.0002 its.002 from.0004 it takes.004 imgoingfishing1 08/22/17 01:33:51 PM
#20539   As long as it goes up 1000% we Baxy 08/22/17 01:30:58 PM
#20538   Hopin to load before that but someone jumped imgoingfishing1 08/22/17 01:22:37 PM
#20537   Yep! This $300k market cap could be $3M Baxy 08/22/17 01:17:01 PM
#20536   that's the fun of Tradin,,,sub-pennies anything can happen!!!! imgoingfishing1 08/22/17 01:14:32 PM
#20535   Unlikely....there were massive buys at .0010 out of Baxy 08/22/17 01:12:40 PM
#20534   can we make it a move to 2`s imgoingfishing1 08/22/17 01:09:24 PM
#20533   Ready to make a move here! Baxy 08/22/17 01:03:39 PM
#20532   IFAN Bid.0004/8M /// Ask.0005/8M imgoingfishing1 08/22/17 10:17:36 AM
#20531   Pincher Chart! DavidTrader 08/22/17 09:48:30 AM
#20530   YES!!!! so far I own some shares@3 got imgoingfishing1 08/22/17 09:41:11 AM
#20529   not bad support considering the volume at this point. DavidTrader 08/22/17 09:39:19 AM
#20528   IFAN Bid.0003/18M /// Ask.0004/2M imgoingfishing1 08/22/17 09:34:07 AM
#20527   If it does, I'll buy some! DavidTrader 08/22/17 09:26:50 AM
#20526   Personally I would like to buy@.0002 Thinkin,,,it might imgoingfishing1 08/22/17 08:49:12 AM
#20525   Plenty of room on the Upside! imgoingfishing1 08/22/17 08:47:47 AM
#20524   These levels will look cheap in a few DavidTrader 08/22/17 08:43:49 AM
#20523   I find it funny when people think that DavidTrader 08/22/17 08:40:33 AM
#20522   Multi_Pennies Nice move for you! NOW its about imgoingfishing1 08/22/17 06:33:05 AM
#20521   What's going to make it move? Is glenngroove 08/21/17 08:30:33 PM
#20520   Hey Baxy, when was the last time someone glenngroove 08/21/17 08:27:41 PM
#20519   Glad I jumped ship in May. I glenngroove 08/21/17 08:19:04 PM
#20518   At 1 time I had sold shares at Multi_Pennies 08/21/17 06:40:34 PM
#20517   The company never had a development staff let grantastic 08/21/17 06:14:44 PM
#20516   IFAN imgoingfishin,,,,@.0002-3 imgoingfishing1 08/21/17 03:24:15 PM
#20515   Outstanding Shares 739,070,919 a/o Jul 31, 2017 imgoingfishing1 08/21/17 03:17:50 PM
#20514   Authorized Shares 1,200,000,000 a/o Jul 31, 2017 imgoingfishing1 08/21/17 03:17:38 PM
#20513   SOS: Default List of officers Bus lic 6/30/2017 imgoingfishing1 08/21/17 03:16:41 PM
#20512   IFAN Chart New Buy Call@.0003 imgoingfishing1 08/21/17 03:16:09 PM
#20511   It's been over 5 months we're stuck with skwong 08/21/17 02:11:30 PM
#20509   3000 volume. It might go down to no bid skwong 08/21/17 01:58:26 PM
#20508   biding my time on this one. When it DavidTrader 08/21/17 12:37:33 PM
#20507   no sure things in the over all markets abrois 08/19/17 06:25:37 PM
#20506   I used to own shares here but the glenngroove 08/19/17 03:11:07 PM
#20505   That $100k should be uswd to get current Baxy 08/19/17 10:03:04 AM
#20504   Yes...they have a public ticker on an exchange....there Baxy 08/19/17 09:41:39 AM
#20503   when thier quiet,, thier thinking,, doubling down monday,,,, abrois 08/18/17 07:18:59 PM
#20502   Could go to .01 with crypto news...if they Baxy 08/18/17 05:04:13 PM
#20501   When news coming out? It could go skwong 08/18/17 03:34:49 PM
#20500   Im not too worried to be honest. Baxy 08/18/17 03:19:30 PM
#20499   Enjoy! Can't you see 0.0003 0.0004 not looking skwong 08/18/17 01:47:16 PM
#20498   On holidays....already spening the money Im gonna make Baxy 08/18/17 12:06:46 PM
#20497   Pincher chart forming on IFAN chart. All we DavidTrader 08/18/17 09:39:13 AM
#20496   I'm trying to start a position too, cant DavidTrader 08/18/17 09:34:04 AM
#20495   Baxy why are you so quiet? skwong 08/17/17 02:03:46 PM
#20494   Started to accumulate my position here. QuietTim 08/17/17 06:16:20 AM
#20493   I want to start a position at .0004, DavidTrader 08/16/17 03:56:54 PM
#20492   0.0003 what are you talking about? It's not skwong 08/16/17 10:40:03 AM
#20491   It's already ran.......south with investors $$$$ Haddie 08/15/17 11:27:58 PM