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IFAN Financial Inc. (IFAN)

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Last Post: 12/10/2016 10:58:48 PM - Followers: 224 - Board type: Free - Posts Today: 22

In the IFAN Platform :

Items from different users can be purchased with a single checkout procedure.


2 Tech Patents (4 Pending) $260k+ Revenues, Apple & Google Approved, Platform Just Launched and Best of all:

Mobile payments represented over $450B in sales in 2015 and are expected to rise upwards of $620B in 2016 and
surpass $1 trillion in 2019.


IFAN Financial, Inc is headquartered in San Diego, California. IFAN along with its wholly owned subsidiaries and joint ventures design, develop, and distribute technology to enable and enhance mobile and traditional payments. The IFAN Platform consists of proximity based beacons, merchant processing, a mobile wallet, and prepaid card and debit card options. IFAN's consumer facing entity, PayX, includes a portfolio of payment solutions through the mobile optimized platform capable of facilitating on-demand payments, auto-payments, split-funded payments, proximity marketing, and spending of Platform funds through a linked card. IFAN and PayX provide businesses with the world?s first white label mobile optimized platform that connects to any point of sale system and enables the next generation of marketing and payments with the capability to remit internationally.

Mobicash America is an early-stage technology company that develops mobile payment solutions. The company’s platform product, Quidme, utilizes the text messaging function of a mobile phone, allowing the technology to operate on almost any phone or network, with or without data service.

 IFAN expects to launch its iPIN Technologies and Quidme mobile payment products on a commercial basis during the first quarter of 2015.



Power by IFAN
The POWER by IFAN MasterCard Prepaid Card can be linked to an IFAN Mobile Wallet through the IFAN Financial Payment Platform, which offers users the ability to access cash and merchant services worldwide at any location that accepts MasterCard Debit Cards. Enrollment includes 24/7/365 access to customer service, along with a complete suite of online banking services, including bill pay, text alerts and balance and transaction inquiries. Importantly, users gain access to the MasterCard Zero Liability Policy*, which protects customers against loss or theft throughout the world.

PayX is the world's first white label mobile wallet platform that connects to any point of sale system, sends peer to peer Money transfers, issues and redeems loyalty points, engages Users with proximity marketing, Processes Merchant Payments, Conducts Split Funding, and issues a pre-paid MasterCard®.

Mobile Wallet Platform 

PayX is the world's first white label mobile wallet platform that connects to any point of sale system, sends peer to peer money transfers, issues and redeems loyalty points, engages users with proximity marketing, processes merchant payments, split funding, issues a pre-paid MasterCard, and is internationally remittable
in 80+ countries.

Merchant Processing

PayX Merchant Processing can service all of your transactional needs from credit
and debit to E-commerce and ACH in the U.S. and Canada. 
From the SMB market to Global Brands PayX has a solution for you.


PayX xBeacons are provided in various packaging configurations that are either dual or single mode, come in multiple form factors and are available in multiple power options for both engagement and presence solutions.

The state-of-the-art patent-pending xBeacon solution suite supports all smartphones and tablets for a multitude of proximity applications.


PayX proprietary distributed software that powers all solutions and allows customers to manage proximity networks.

PayX software component that is integrated into the mobile app software providing interfaces to xBeacons and the xCloudContentManagementSystem.

Logical software component that provides interfaces into the mCloudContentManagementSystem.

Configuration of PayX use cases that addresses customers’ desired business outcomes. 

State-of-the-art analytics and real-time data providing superior insight.


IFAN Subsidiaries

iPIN Technologies is currently developing a new method of online selling through debit card payments and processing. This technology attaches to any smartphone through the headphone jack and converts the device into a consumer PIN debit, same-as-cash payment solution. Using the iPIN Debit app, transactions are processed through the private and secure iPIN Technologies Network.

iPIN Technologies currently holds exclusive rights to two patents. These patents enable the company to secure transactions by withholding customer data and incorporating triple data encryption

Merchant Benefits for Online, In-Store and Mobile Sales

1.5% Per Sale - Compare to Square’s 2.75% and PayPal’s 2.7%+
Virtually Eliminate Chargebacks - Transaction are viewed as same-as-cash
Ease Customer Security Concerns - Since merchants won’t have access to a customer’s card information, customers will feel more comfortable about having their data protected

iPin Debit Milestones

IFAN and iPIN Technologies recently achieved two significant milestones that include the successful development of the iPin Debit’s user interface, including integration with the Android application package file (APK), as well as the ability to read and transfer data from the card swipe device to the mobile phone application.

The next two milestones are ongoing and will involve posting the status of the transaction to the merchant call back uniform resource locator (URL) and developing the front-end database to enable a merchant processing transaction.

When completed, the iPin Technologies solution will involve a mobile app, card reader, and merchant network that will enable consumers to use their smart phone to make purchases.


Mobicash America is an early-stage technology company that develops mobile payment solutions. The company’s platform product, Quidme, utilizes the text messaging function of a mobile phone, allowing the technology to operate on almost any phone or network and with or without data coverage.

The functionality of the Quidme platform allows users to pay bills, purchase goods and services, and to send money to friends and relatives located locally or internationally via simple text message. Furthermore, no bank account is required and funds are transferred immediately.

These features significantly and radically expand the available market for mobile payment access and disrupt the payment space as we know it.


The Quidme Advantage

Unlike competitors Venmo, Vinted, GoBank, Ribbon, Square, Etsy, Western Union, Moneygram, Moven and ApplePay, Quidme is a purely mobile-based solution and one that works without data coverage.

While the others offer very fragmented solutions, Quidme is pioneering the mobile payments industry with a comprehensive, innovative solution. Quidme works on any phone and allows for the instant transfer of funds without sensitive bank account information.

Quidme currently has three patents pending; is available app for iOS & Android; and has established necessary, strategic alliances and relationships to advance market reach.

In a test pilot for International Remittance to Uganda, Quidme generated $500,000 volume in four months with no advertisement but simply relying on word of mouth.

Apple and Google have each approved the Quidme platform for their mobile app stores, which allows the Quidme application to be distributed for all Apple iPhones and tablets in the iTunes Store as well as for most Android devices through Google Play.


Quidme Income Model

Quidme products targets individuals in the rapidly growing under-banked and un-banked population who need cheap and secure money remittance technology to send cash worldwide.

This population comprises roughly 16% of the U.S. population and 2.2 billion consumers globally.

Revenues are generated via:

Interchange Fees
Monthly card fees
Check cashing fees
International remittance fees
Quidme “buy” button licensing fees (Future)
Quidme usage market data (Future)

*Assumes $12/month Revenue per Subscriber

Quidme Market Opportunity & Partnerships

Quidme targets an addressable market of more than 150 million millennials, immigrants and under-banked individuals looking for quick, secure and easy transfers.

IFAN has formed strategic alliances with partners that have already established relationships among these key markets:

12C,Inc. – processor for Visa
Sunrise Bank – card issuing bank
MobiCash Africa – commercial bank licensing in 15 countries for international money remittance
Golden Money Transfer – state-based MSB licensing and remittance to Latin America
Gemalto – visa card fulfillment
Ingo Money – digital check processing
GreenDot & Visa Interlink – prepaid card loading centers
Marketing MavenPR – Marketing and public relations

The IFAN Platform is approved on both the Apple and Google mobile app stores.

IFAN Financial, Inc.
3517 Camino Del Rio South
Suite 407
San Diego, CA 92108 Phone: 619-537-9998
Fax: 619-923-2907

Sep 23rd, 2016 A/S: 800,000,000
Sep 23rd, 2016 O/S: 189,327,176
May 16th, 2016 Float: 36,018,554




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Current Price
Bid Ask Day's Range
#13598  Sticky Note MASSIVE DILUTION! SC 13G filing states "317,163,499 shares WarMachine 12/06/16 08:19:29 PM
#11911  Sticky Note HUGE IFAN DD UPDATE cjstocksup 11/28/16 01:59:03 AM
#11248  Sticky Note NEWS DD - I spoke with IFAN CFO guidelines 11/18/16 11:17:45 PM
#10979  Sticky Note Here is the main reason IFAN should see cjstocksup 11/17/16 01:36:16 PM
#14122   IFAN a GOLD in price of Silver...IFAN with 1234zxcv 12/10/16 10:58:48 PM
#14121   Seriously, we are holding at a higher base. GREGG THE GREEK 12/10/16 10:23:51 PM
#14120   i dont have a position here. but i moimeme 12/10/16 07:48:52 PM
#14119   IFAN pps will be +.10 with significant rev 1234zxcv 12/10/16 06:41:05 PM
#14118   SAN DIEGO, CA / ACCESSWIRE / April 14, Baxy 12/10/16 04:33:41 PM
#14117   Revs will be good IMO but what would Mirk_Water 12/10/16 04:22:16 PM
#14116   .1FIRS IFAN VMAN06 12/10/16 03:12:42 PM
#14115   Let's get to .05 or .10 Harry_Hoss 12/10/16 02:57:08 PM
#14114   why .26? yoyoyo1 12/10/16 02:41:33 PM
#14113   IFAN=GET YOUR LOTTERY TICKET MONDAY,IF THE NEWS IS show me the money 10 12/10/16 02:08:17 PM
#14112   Paypal worth $48,000,000,000 IFAN ceo interview in nov 1234zxcv 12/10/16 01:34:08 PM
#14111   Excellent thought, IFAN payment for dispensaries as IFAN 1234zxcv 12/10/16 01:15:04 PM
#14110   Something else to think about... right now marijuana short_slayer 12/10/16 11:27:14 AM
#14109   Super Excited For The Week Ahead!! Huge Potential. TIWARIG 12/10/16 11:01:09 AM
#14108   With very good news I would expect us BigTimeWinner 12/10/16 10:50:54 AM
#14107   completely agree, but IFAN is on their radar Spiccoli 12/10/16 10:11:54 AM
#14106   GO IFAN VegasRealtor8 12/10/16 10:01:01 AM
#14105   IFAN isn't like the run of the mill lukin4winners 12/10/16 09:52:31 AM
#14104   The flippers, they are bailing to go Spiccoli 12/10/16 09:09:17 AM
#14103   And my ability to see the future amazes Spiccoli 12/10/16 09:05:24 AM
#14102   ••••GOOD MORNING IFAN!!!! IFAN VMAN06 12/10/16 06:54:56 AM
#14101   >>>REASONS IFAN A BUYOUT CANDIDATE TO PAYPAL <<< 1234zxcv 12/10/16 01:34:17 AM
#14100   November 2015 Baxy 12/09/16 11:42:12 PM
#14099   IFAN pps may pop 500% on day after 1234zxcv 12/09/16 11:19:42 PM
#14098   Are you still holding your 3 mil for 1234zxcv 12/09/16 09:45:09 PM
#14097   Baxy, when was that interview conducted? November glenngroove 12/09/16 09:07:59 PM
#14096   Ok..will do ..Thanks...Let's get ready to Rumble here.. BigTimeWinner 12/09/16 08:10:20 PM
#14095   I added today as well. Its coming folks. $$ TIWARIG 12/09/16 07:32:27 PM
#14094   not sure, but I am glad because I pitacorp 12/09/16 07:27:24 PM
#14093   I would love to see .05 - .10 Harry_Hoss 12/09/16 07:24:28 PM
#14091   Trading is gonna get crazy leading up to TIWARIG 12/09/16 07:13:18 PM
#14090   I mean they already have revenues and that Baxy 12/09/16 06:58:26 PM
#14089   Agree,Great bullish interview...2 already granted and 4 pending PATENTS .. 1234zxcv 12/09/16 06:42:17 PM
#14088 Watch the interview and tell me they are Baxy 12/09/16 06:38:02 PM
#14087   IFAN has Mon-Tue to file NT/10k follow up 1234zxcv 12/09/16 06:26:50 PM
#14086   I emailed and called...Left a Voicemail 3 days BigTimeWinner 12/09/16 06:02:44 PM
#14085   Email or call $IFAN & ask them how Mirk_Water 12/09/16 05:57:47 PM
#14084   and im a believer in this stock, thats bouch 12/09/16 05:54:04 PM
#14083   nothing is for sure, still see no press bouch 12/09/16 05:53:02 PM
#14082   Just asking how do we know that they're BigTimeWinner 12/09/16 05:29:37 PM
#14081   Maybe they know something .... HouseSteve 12/09/16 05:14:30 PM
#14080   I'm confused. Who in their right mind Baxy 12/09/16 04:57:27 PM
#14079   Another nice close nice today support at .002 CrazyKar123 12/09/16 04:21:20 PM
#14078   Glad I doubled down today. We should see lukin4winners 12/09/16 04:18:54 PM
#14077   Grab those cheapies before too late. Next week Stock Predictor 12/09/16 03:58:36 PM
#14076   And I beleive it would continue to grow Baxy 12/09/16 03:45:11 PM
#14075   Look at this chart folks 200 sma .03+ lukin4winners 12/09/16 03:26:21 PM
#14074   The 200MA is only 0.035 this will hit 0.05 Harry_Hoss 12/09/16 03:25:34 PM
#14073   Added here while it's cheap for next week lukin4winners 12/09/16 03:23:53 PM
#14072   This might hit the 200 MA next week. Stock Predictor 12/09/16 03:17:22 PM