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IFAN Financial Inc. (IFAN)

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Last Post: 12/16/2017 1:00:21 PM - Followers: 197 - Board type: Free - Posts Today: 2

In the IFAN Platform :

Items from different users can be purchased with a single checkout procedure.


2 Tech Patents (4 Pending) $260k+ Revenues, Apple & Google Approved, Platform Just Launched and Best of all:

Mobile payments represented over $450B in sales in 2015 and are expected to rise upwards of $620B in 2016 and
surpass $1 trillion in 2019.


IFAN Financial, Inc is headquartered in San Diego, California. IFAN along with its wholly owned subsidiaries and joint ventures design, develop, and distribute technology to enable and enhance mobile and traditional payments. The IFAN Platform consists of proximity based beacons, merchant processing, a mobile wallet, and prepaid card and debit card options. IFAN's consumer facing entity, PayX, includes a portfolio of payment solutions through the mobile optimized platform capable of facilitating on-demand payments, auto-payments, split-funded payments, proximity marketing, and spending of Platform funds through a linked card. IFAN and PayX provide businesses with the world?s first white label mobile optimized platform that connects to any point of sale system and enables the next generation of marketing and payments with the capability to remit internationally.

Mobicash America is an early-stage technology company that develops mobile payment solutions. The company’s platform product, Quidme, utilizes the text messaging function of a mobile phone, allowing the technology to operate on almost any phone or network, with or without data service.

 IFAN expects to launch its iPIN Technologies and Quidme mobile payment products on a commercial basis during the first quarter of 2015.



Power by IFAN
The POWER by IFAN MasterCard Prepaid Card can be linked to an IFAN Mobile Wallet through the IFAN Financial Payment Platform, which offers users the ability to access cash and merchant services worldwide at any location that accepts MasterCard Debit Cards. Enrollment includes 24/7/365 access to customer service, along with a complete suite of online banking services, including bill pay, text alerts and balance and transaction inquiries. Importantly, users gain access to the MasterCard Zero Liability Policy*, which protects customers against loss or theft throughout the world.

PayX is the world's first white label mobile wallet platform that connects to any point of sale system, sends peer to peer Money transfers, issues and redeems loyalty points, engages Users with proximity marketing, Processes Merchant Payments, Conducts Split Funding, and issues a pre-paid MasterCard®.

Mobile Wallet Platform 

PayX is the world's first white label mobile wallet platform that connects to any point of sale system, sends peer to peer money transfers, issues and redeems loyalty points, engages users with proximity marketing, processes merchant payments, split funding, issues a pre-paid MasterCard, and is internationally remittable
in 80+ countries.

Merchant Processing

PayX Merchant Processing can service all of your transactional needs from credit
and debit to E-commerce and ACH in the U.S. and Canada. 
From the SMB market to Global Brands PayX has a solution for you.


PayX xBeacons are provided in various packaging configurations that are either dual or single mode, come in multiple form factors and are available in multiple power options for both engagement and presence solutions.

The state-of-the-art patent-pending xBeacon solution suite supports all smartphones and tablets for a multitude of proximity applications.


PayX proprietary distributed software that powers all solutions and allows customers to manage proximity networks.

PayX software component that is integrated into the mobile app software providing interfaces to xBeacons and the xCloudContentManagementSystem.

Logical software component that provides interfaces into the mCloudContentManagementSystem.

Configuration of PayX use cases that addresses customers’ desired business outcomes. 

State-of-the-art analytics and real-time data providing superior insight.


IFAN Subsidiaries

iPIN Technologies is currently developing a new method of online selling through debit card payments and processing. This technology attaches to any smartphone through the headphone jack and converts the device into a consumer PIN debit, same-as-cash payment solution. Using the iPIN Debit app, transactions are processed through the private and secure iPIN Technologies Network.

iPIN Technologies currently holds exclusive rights to two patents. These patents enable the company to secure transactions by withholding customer data and incorporating triple data encryption

Merchant Benefits for Online, In-Store and Mobile Sales

1.5% Per Sale - Compare to Square’s 2.75% and PayPal’s 2.7%+
Virtually Eliminate Chargebacks - Transaction are viewed as same-as-cash
Ease Customer Security Concerns - Since merchants won’t have access to a customer’s card information, customers will feel more comfortable about having their data protected

iPin Debit Milestones

IFAN and iPIN Technologies recently achieved two significant milestones that include the successful development of the iPin Debit’s user interface, including integration with the Android application package file (APK), as well as the ability to read and transfer data from the card swipe device to the mobile phone application.

The next two milestones are ongoing and will involve posting the status of the transaction to the merchant call back uniform resource locator (URL) and developing the front-end database to enable a merchant processing transaction.

When completed, the iPin Technologies solution will involve a mobile app, card reader, and merchant network that will enable consumers to use their smart phone to make purchases.


Mobicash America is an early-stage technology company that develops mobile payment solutions. The company’s platform product, Quidme, utilizes the text messaging function of a mobile phone, allowing the technology to operate on almost any phone or network and with or without data coverage.

The functionality of the Quidme platform allows users to pay bills, purchase goods and services, and to send money to friends and relatives located locally or internationally via simple text message. Furthermore, no bank account is required and funds are transferred immediately.

These features significantly and radically expand the available market for mobile payment access and disrupt the payment space as we know it.


The Quidme Advantage

Unlike competitors Venmo, Vinted, GoBank, Ribbon, Square, Etsy, Western Union, Moneygram, Moven and ApplePay, Quidme is a purely mobile-based solution and one that works without data coverage.

While the others offer very fragmented solutions, Quidme is pioneering the mobile payments industry with a comprehensive, innovative solution. Quidme works on any phone and allows for the instant transfer of funds without sensitive bank account information.

Quidme currently has three patents pending; is available app for iOS & Android; and has established necessary, strategic alliances and relationships to advance market reach.

In a test pilot for International Remittance to Uganda, Quidme generated $500,000 volume in four months with no advertisement but simply relying on word of mouth.

Apple and Google have each approved the Quidme platform for their mobile app stores, which allows the Quidme application to be distributed for all Apple iPhones and tablets in the iTunes Store as well as for most Android devices through Google Play.


Quidme Income Model

Quidme products targets individuals in the rapidly growing under-banked and un-banked population who need cheap and secure money remittance technology to send cash worldwide.

This population comprises roughly 16% of the U.S. population and 2.2 billion consumers globally.

Revenues are generated via:

Interchange Fees
Monthly card fees
Check cashing fees
International remittance fees
Quidme “buy” button licensing fees (Future)
Quidme usage market data (Future)

*Assumes $12/month Revenue per Subscriber

Quidme Market Opportunity & Partnerships

Quidme targets an addressable market of more than 150 million millennials, immigrants and under-banked individuals looking for quick, secure and easy transfers.

IFAN has formed strategic alliances with partners that have already established relationships among these key markets:

12C,Inc. – processor for Visa
Sunrise Bank – card issuing bank
MobiCash Africa – commercial bank licensing in 15 countries for international money remittance
Golden Money Transfer – state-based MSB licensing and remittance to Latin America
Gemalto – visa card fulfillment
Ingo Money – digital check processing
GreenDot & Visa Interlink – prepaid card loading centers
Marketing MavenPR – Marketing and public relations

The IFAN Platform is approved on both the Apple and Google mobile app stores.

IFAN Financial, Inc.
3517 Camino Del Rio South
Suite 407
San Diego, CA 92108 Phone: 619-537-9998
Fax: 619-923-2907

Sep 23rd, 2016 A/S: 800,000,000
Sep 23rd, 2016 O/S: 189,327,176
May 16th, 2016 Float: 36,018,554

This section maintained by Warmachine
Do not edit without specific consent per ihub rules

Par Share Count:  1,200,000,000


Share Structure
  Authorized Shares 1,200,000,000 a/o Apr 12, 2017 per Nevada share registration
  Outstanding Shares
a/o Mar 30, 2017  WAS 189,327,176 on Sep 23rd, 2016
  -Restricted Not Available
  -Unrestricted Not Available
  Held at DTC Not Available
  Float 36,018,554 a/o May 16, 2016

JASON APLIN sure isn't the miracle worker that he was made out to be!

WHO is trying to take down IFAN other than IFAN management!?


WHY NO FILINGS? Where is this CLAIMED $10M at?
They can't even get their SEC filings up to date!

Latest Report May 31, 2016 10-Q


BEWARE: SEC Warns of Crypto-Currency Scams. 
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#21029  Sticky Note IFAN Newbie DD : zino 12/05/17 09:22:10 AM
#21023  Sticky Note IFAN Chart imgoingfishing1 12/04/17 02:21:19 PM
#21120   Poor management skwong 12/16/17 01:00:21 PM
#21119   Future is so bright? But can't afford $1,350!!!! WarMachine 12/16/17 10:48:01 AM
#21118   I agree. Chyna9 12/15/17 05:08:29 PM
#21117   I agree this is bottom Chyna9 12/15/17 05:07:01 PM
#21116   739 O/S 1.2B A/S Chyna9 12/15/17 04:42:27 PM
#21115   IFAN=IF THE RIGHT NEWS COMES OUT?IT:S GOING TO show me the money 10 12/15/17 01:40:11 PM
#21114   IFAN Chart Bid.0003/49M /// Ask.0005/12M imgoingfishing1 12/15/17 09:41:22 AM
#21113   How do you know IFAN is going to skwong 12/13/17 03:53:45 PM
#21112   I bought 0005s and 0006s showed. They were mattypsays 12/13/17 03:45:46 PM
#21111   We didn’t 0.0006 last week??? skwong 12/13/17 03:45:04 PM
#21110   Yep, 6s were up last week. Will be mattypsays 12/13/17 01:31:34 PM
#21109   5s return yet of these days, they’re r1aviator 12/13/17 11:38:42 AM
#21108   IFAN=IT HAPPEN BEFORE,AND RAN OVER .01 CAN LIGHTING show me the money 10 12/12/17 05:03:21 PM
#21107   trading tite here,, could take off anyday,,, ;) abrois 12/12/17 01:43:55 PM
#21106   yes, they update OTC every month, 0005s were Dahmer 12/12/17 11:25:39 AM
#21105   All shit set aside, interesting to see t/a Mean Weimaraner 12/12/17 11:22:02 AM
#21104   if no news was needed before to run Dahmer 12/12/17 11:01:54 AM
#21103   Lol ridiculous. Only 13M at .0005- so thin mattypsays 12/12/17 09:52:19 AM
#21102   10k dump at 0003 back at it Dahmer 12/12/17 09:51:33 AM
#21101   IFAN=WHEN THE NEWS COMES OUT.THIS TRAIN GOING TO show me the money 10 12/11/17 08:03:20 PM
#21100   Lol yeah. This one will have it’s day, mattypsays 12/11/17 04:39:03 PM
#21099   0004 close is better than a 0003 Dahmer 12/11/17 04:06:55 PM
#21098   won't lose down here. needs a burst of Dahmer 12/11/17 03:32:33 PM
#21097   expect to see the ritual eod bid whack LOL Dahmer 12/11/17 01:07:23 PM
#21096   love tap we see demand Dahmer 12/11/17 12:21:45 PM
#21095   5s ready to fall? $IFAN r1aviator 12/11/17 12:00:22 PM
#21094   stock whale is good at running Dahmer 12/11/17 11:39:21 AM
#21093 mattypsays 12/11/17 11:34:48 AM
#21092   18m showing, wouldn’t take much here to get mattypsays 12/11/17 11:34:18 AM
#21091   now 0005s up, how many Dahmer 12/11/17 11:32:19 AM
#21090   hey young man, would be nice to get Dahmer 12/11/17 11:30:00 AM
#21089   Yep, getting some volume here. Wouldn’t take much mattypsays 12/11/17 11:17:57 AM
#21088   Not like we needed news last fall lol Mean Weimaraner 12/11/17 11:13:50 AM
#21087   Hold uppp $ifan Mean Weimaraner 12/11/17 11:12:54 AM
#21086   bitcoin on fire today, wake up damnit Dahmer 12/11/17 11:10:35 AM
#21085   no need to LIE Dahmer 12/11/17 10:54:46 AM
#21084   IFAN=NEWS COMING OUT SOON,BITCOIN GOING TO BE HUGH show me the money 10 12/11/17 12:14:58 AM
#21083   all the turd 000 running withs with billions Dahmer 12/09/17 03:27:20 PM
#21082   NO SOURCES , THATS WHAT IVE BEEN READING halbroke1 12/08/17 11:01:10 PM
#21081   From who did you here that IFAN and glenngroove 12/08/17 10:58:05 PM
#21080   IFAN=GET YOUR LOTTO TICKET NOW,THIS TRAIN GOING TO show me the money 10 12/08/17 08:36:39 PM
#21079   our bid painter strikes again LOL Dahmer 12/08/17 04:25:41 PM
#21078   a few nibbles and a eod paint job Dahmer 12/08/17 11:34:02 AM
#21077   IFAN is NEVER EVER going to make a grantastic 12/08/17 03:46:58 AM
#21076   Impossible!!! Bitcoin is over $17000.00. Look at IFAN skwong 12/07/17 09:28:16 PM
#21074   IFAN=THE NEXT BITCOIN,MJ STOCK.COMING OUT SOON. show me the money 10 12/07/17 03:43:38 PM
#21073   Lol that’s right mattypsays 12/07/17 03:25:50 PM
#21072   turds dumping 200m shares or billions, no dumping here Dahmer 12/07/17 03:21:40 PM
#21071   Nice hits :) $IFAN r1aviator 12/07/17 02:48:59 PM
#21070   That’s usually how it goes... IFAN looks like mattypsays 12/07/17 12:11:30 PM