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IFAN Financial Inc. (IFAN)

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Last Post: 10/28/2016 7:33:20 PM - Followers: 193 - Board type: Free - Posts Today: 697

In the IFAN Platform :

Items from different users can be purchased with a single checkout procedure.


2 Tech Patents (4 Pending) $260k+ Revenues, Apple & Google Approved, Platform Just Launched and Best of all:

Mobile payments represented over $450B in sales in 2015 and are expected to rise upwards of $620B in 2016 and
surpass $1 trillion in 2019.


IFAN Financial, Inc is headquartered in San Diego, California. IFAN along with its wholly owned subsidiaries and joint ventures design, develop, and distribute technology to enable and enhance mobile and traditional payments. The IFAN Platform consists of proximity based beacons, merchant processing, a mobile wallet, and prepaid card and debit card options. IFAN's consumer facing entity, PayX, includes a portfolio of payment solutions through the mobile optimized platform capable of facilitating on-demand payments, auto-payments, split-funded payments, proximity marketing, and spending of Platform funds through a linked card. IFAN and PayX provide businesses with the world?s first white label mobile optimized platform that connects to any point of sale system and enables the next generation of marketing and payments with the capability to remit internationally.

Mobicash America is an early-stage technology company that develops mobile payment solutions. The company’s platform product, Quidme, utilizes the text messaging function of a mobile phone, allowing the technology to operate on almost any phone or network, with or without data service.

 IFAN expects to launch its iPIN Technologies and Quidme mobile payment products on a commercial basis during the first quarter of 2015.



Power by IFAN
The POWER by IFAN MasterCard Prepaid Card can be linked to an IFAN Mobile Wallet through the IFAN Financial Payment Platform, which offers users the ability to access cash and merchant services worldwide at any location that accepts MasterCard Debit Cards. Enrollment includes 24/7/365 access to customer service, along with a complete suite of online banking services, including bill pay, text alerts and balance and transaction inquiries. Importantly, users gain access to the MasterCard Zero Liability Policy*, which protects customers against loss or theft throughout the world.

PayX is the world's first white label mobile wallet platform that connects to any point of sale system, sends peer to peer Money transfers, issues and redeems loyalty points, engages Users with proximity marketing, Processes Merchant Payments, Conducts Split Funding, and issues a pre-paid MasterCard®.

Mobile Wallet Platform 

PayX is the world's first white label mobile wallet platform that connects to any point of sale system, sends peer to peer money transfers, issues and redeems loyalty points, engages users with proximity marketing, processes merchant payments, split funding, issues a pre-paid MasterCard, and is internationally remittable
in 80+ countries.

Merchant Processing

PayX Merchant Processing can service all of your transactional needs from credit
and debit to E-commerce and ACH in the U.S. and Canada. 
From the SMB market to Global Brands PayX has a solution for you.


PayX xBeacons are provided in various packaging configurations that are either dual or single mode, come in multiple form factors and are available in multiple power options for both engagement and presence solutions.

The state-of-the-art patent-pending xBeacon solution suite supports all smartphones and tablets for a multitude of proximity applications.


PayX proprietary distributed software that powers all solutions and allows customers to manage proximity networks.

PayX software component that is integrated into the mobile app software providing interfaces to xBeacons and the xCloudContentManagementSystem.

Logical software component that provides interfaces into the mCloudContentManagementSystem.

Configuration of PayX use cases that addresses customers’ desired business outcomes. 

State-of-the-art analytics and real-time data providing superior insight.


IFAN Subsidiaries

iPIN Technologies is currently developing a new method of online selling through debit card payments and processing. This technology attaches to any smartphone through the headphone jack and converts the device into a consumer PIN debit, same-as-cash payment solution. Using the iPIN Debit app, transactions are processed through the private and secure iPIN Technologies Network.

iPIN Technologies currently holds exclusive rights to two patents. These patents enable the company to secure transactions by withholding customer data and incorporating triple data encryption

Merchant Benefits for Online, In-Store and Mobile Sales

1.5% Per Sale - Compare to Square’s 2.75% and PayPal’s 2.7%+
Virtually Eliminate Chargebacks - Transaction are viewed as same-as-cash
Ease Customer Security Concerns - Since merchants won’t have access to a customer’s card information, customers will feel more comfortable about having their data protected

iPin Debit Milestones

IFAN and iPIN Technologies recently achieved two significant milestones that include the successful development of the iPin Debit’s user interface, including integration with the Android application package file (APK), as well as the ability to read and transfer data from the card swipe device to the mobile phone application.

The next two milestones are ongoing and will involve posting the status of the transaction to the merchant call back uniform resource locator (URL) and developing the front-end database to enable a merchant processing transaction.

When completed, the iPin Technologies solution will involve a mobile app, card reader, and merchant network that will enable consumers to use their smart phone to make purchases.


Mobicash America is an early-stage technology company that develops mobile payment solutions. The company’s platform product, Quidme, utilizes the text messaging function of a mobile phone, allowing the technology to operate on almost any phone or network and with or without data coverage.

The functionality of the Quidme platform allows users to pay bills, purchase goods and services, and to send money to friends and relatives located locally or internationally via simple text message. Furthermore, no bank account is required and funds are transferred immediately.

These features significantly and radically expand the available market for mobile payment access and disrupt the payment space as we know it.


The Quidme Advantage

Unlike competitors Venmo, Vinted, GoBank, Ribbon, Square, Etsy, Western Union, Moneygram, Moven and ApplePay, Quidme is a purely mobile-based solution and one that works without data coverage.

While the others offer very fragmented solutions, Quidme is pioneering the mobile payments industry with a comprehensive, innovative solution. Quidme works on any phone and allows for the instant transfer of funds without sensitive bank account information.

Quidme currently has three patents pending; is available app for iOS & Android; and has established necessary, strategic alliances and relationships to advance market reach.

In a test pilot for International Remittance to Uganda, Quidme generated $500,000 volume in four months with no advertisement but simply relying on word of mouth.

Apple and Google have each approved the Quidme platform for their mobile app stores, which allows the Quidme application to be distributed for all Apple iPhones and tablets in the iTunes Store as well as for most Android devices through Google Play.


Quidme Income Model

Quidme products targets individuals in the rapidly growing under-banked and un-banked population who need cheap and secure money remittance technology to send cash worldwide.

This population comprises roughly 16% of the U.S. population and 2.2 billion consumers globally.

Revenues are generated via:

Interchange Fees
Monthly card fees
Check cashing fees
International remittance fees
Quidme “buy” button licensing fees (Future)
Quidme usage market data (Future)

*Assumes $12/month Revenue per Subscriber

Quidme Market Opportunity & Partnerships

Quidme targets an addressable market of more than 150 million millennials, immigrants and under-banked individuals looking for quick, secure and easy transfers.

IFAN has formed strategic alliances with partners that have already established relationships among these key markets:

12C,Inc. – processor for Visa
Sunrise Bank – card issuing bank
MobiCash Africa – commercial bank licensing in 15 countries for international money remittance
Golden Money Transfer – state-based MSB licensing and remittance to Latin America
Gemalto – visa card fulfillment
Ingo Money – digital check processing
GreenDot & Visa Interlink – prepaid card loading centers
Marketing MavenPR – Marketing and public relations

The IFAN Platform is approved on both the Apple and Google mobile app stores.

IFAN Financial, Inc.
3517 Camino Del Rio South
Suite 407
San Diego, CA 92108 Phone: 619-537-9998
Fax: 619-923-2907

Sep 23rd, 2016 A/S: 800,000,000
Sep 23rd, 2016 O/S: 189,327,176
May 16th, 2016 Float: 36,018,554




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Current Price
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News News Alert: Current Report Filing (8-k) 10/28/2016 06:08:31 AM
#7310  Sticky Note PrinceOfStocks 10/27/16 10:17:43 PM
#6133  Sticky Note well would you look at this sum mean weimeraner 10/24/16 05:30:17 PM
#5468  Sticky Note HUGE DD UPDATE FROM OUR $IFAN TEAM!!! SPECIAL StockWhale 10/24/16 12:20:23 AM
#4356  Sticky Note Here ya go , the start , the 3ch0 10/20/16 08:02:31 PM
#8019   For sure my friend! I think many more CHIEFS-TECH-ANALYSIS 10/28/16 07:42:02 PM
#8018   Totally agree SHEEPWOLF! Look forward to next week. CHIEFS-TECH-ANALYSIS 10/28/16 07:35:46 PM
#8017   Hopefully ihub sees well as this gets more LionsPride 10/28/16 07:35:40 PM
#8016   CHIEFS.. I loaded 3.25M and I couldn't care SHEEPWOLF 10/28/16 07:33:20 PM
#8015   Hopefully ihub sees well as this gets more LionsPride 10/28/16 07:32:56 PM
#8014   Good to see you here also CHIEFS-TECH-ANALYSIS, been SHEEPWOLF 10/28/16 07:27:43 PM
#8013   I agree LionsPride, great ride ahead, IFAN should SHEEPWOLF 10/28/16 07:26:21 PM
#8012   I 2nd that. I've been in the trenches McBain 10/28/16 07:24:33 PM
#8011   Just what a have say this morning...50-55 EOD..with winnaar123 10/28/16 07:17:40 PM
#8010   Just what a have say this morning...50-55 EOD..with winnaar123 10/28/16 07:17:07 PM
#8009   winnaar123 10/28/16 07:16:41 PM
#8008   I'm not following anyone, obviously I've been here CHIEFS-TECH-ANALYSIS 10/28/16 07:10:15 PM
#8007   Obviously I know him from trading for years. CHIEFS-TECH-ANALYSIS 10/28/16 07:07:38 PM
#8006   so your going to follow someone you dontkknow PrinceOfStocks 10/28/16 07:05:03 PM
#8005   so your going to follow someone you dontkknow PrinceOfStocks 10/28/16 07:05:03 PM
#8004   Well best take a look at his other Shazbat 10/28/16 06:49:25 PM
#8003   Actually you will be surprised SHEEPWOLF has one CHIEFS-TECH-ANALYSIS 10/28/16 06:39:33 PM
#8002   Nice to see you here too buddy. The company Shazbat 10/28/16 06:33:01 PM
#8001   just to notify u people the day ended PrinceOfStocks 10/28/16 06:32:58 PM
#8000   yeah sheepwolf will definitely make this go to PrinceOfStocks 10/28/16 06:32:21 PM
#7999   $IFAN Right On SHEEPWOLF Glad I Reached out LionsPride 10/28/16 06:14:59 PM
#7998   If a company is willing to loan 10 Chag 10/28/16 05:51:24 PM
#7997   Woww nice to see you here SHEEPWOLF!! Next CHIEFS-TECH-ANALYSIS 10/28/16 05:50:00 PM
#7996   Why do you think that? Their next filing mess124 10/28/16 05:33:13 PM
#7995   I picked up 3.25M at .0058 avg and SHEEPWOLF 10/28/16 05:31:50 PM
#7994   Shouldn't we be getting a 10Q soon? jet101 10/28/16 05:30:41 PM
#7993   You sound very familiar with what's happening, mess124 10/28/16 05:29:36 PM
#7992   Probably most but I bet some still have jet101 10/28/16 05:26:18 PM
#7990   lmao and why would u think that... lmao PrinceOfStocks 10/28/16 05:12:55 PM
#7989   next financials coming soon only matter of days GoldenDD 10/28/16 05:00:03 PM
#7988   They sold 15 to 20 million in order GoldenDD 10/28/16 04:56:29 PM
#7987   give them time JusDePomme 10/28/16 04:49:33 PM
#7986   next week we should take ETRF serious where JusDePomme 10/28/16 04:48:48 PM
#7985   Interestingly neither the CFO nor CEO have replied Shazbat 10/28/16 04:48:13 PM
#7984   That ETRF group start the sell off JusDePomme 10/28/16 04:46:42 PM
#7983   Thanks for saying it ,, I think Hana3 10/28/16 04:44:50 PM
#7982   we be fine here....this company has real products JusDePomme 10/28/16 04:41:34 PM
#7981   Someone told me , holding. Hana3 10/28/16 04:39:20 PM
#7980   You too have nice weekend :)) Hana3 10/28/16 04:37:46 PM
#7979   After 3 red days we have a doji Mr Rollup 10/28/16 04:35:55 PM
#7978   go check it again lol...NEWS today JusDePomme 10/28/16 04:33:29 PM
#7977   Not sure dumb traders I suppose lol StockWhale 10/28/16 04:31:28 PM
#7976   I don't need to sell. I'm riding free burdbasket 10/28/16 04:30:21 PM
#7975   Group sell off is what it looked like t fall 10/28/16 04:29:23 PM
#7974   my question ...WHY they have to sellat JusDePomme 10/28/16 04:28:35 PM
#7973   Good job Tutu 10/28/16 04:27:15 PM
#7972   ETRF might have been a group StockWhale 10/28/16 04:26:01 PM
#7971   What news? That $10M news is from April. mess124 10/28/16 04:24:27 PM
#7970   who in .014? i think they alreday sold JusDePomme 10/28/16 04:24:15 PM
#7969   i understand that u sold for lost but JusDePomme 10/28/16 04:23:25 PM