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IFAN Financial Inc. (IFAN)

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Last Post: 9/25/2016 8:45:37 PM - Followers: 89 - Board type: Free - Posts Today: 0

IFAN Financial, Inc is headquartered in San Diego, California. IFAN along with its wholly owned subsidiaries and joint ventures design, develop, and distribute technology to enable and enhance mobile and traditional payments. The IFAN Platform consists of proximity based beacons, merchant processing, a mobile wallet, and prepaid card and debit card options. IFAN's consumer facing entity, PayX, includes a portfolio of payment solutions through the mobile optimized platform capable of facilitating on-demand payments, auto-payments, split-funded payments, proximity marketing, and spending of Platform funds through a linked card. IFAN and PayX provide businesses with the world?s first white label mobile optimized platform that connects to any point of sale system and enables the next generation of marketing and payments with the capability to remit internationally.

  • Mobicash America is an early-stage technology company that develops mobile payment solutions. The company’s platform product, Quidme, utilizes the text messaging function of a mobile phone, allowing the technology to operate on almost any phone or network, with or without data service.

 IFAN expects to launch its iPIN Technologies and Quidme mobile payment products on a commercial basis during the first quarter of 2015.

Website: |



Power by IFAN
The POWER by IFAN MasterCard Prepaid Card can be linked to an IFAN Mobile Wallet through the IFAN Financial Payment Platform, which offers users the ability to access cash and merchant services worldwide at any location that accepts MasterCard Debit Cards. Enrollment includes 24/7/365 access to customer service, along with a complete suite of online banking services, including bill pay, text alerts and balance and transaction inquiries. Importantly, users gain access to the MasterCard Zero Liability Policy*, which protects customers against loss or theft throughout the world.

PayX is the world's first white label mobile wallet platform that connects to any point of sale system, sends peer to peer Money transfers, issues and redeems loyalty points, engages Users with proximity marketing, Processes Merchant Payments, Conducts Split Funding, and issues a pre-paid MasterCard®.

Mobile Wallet Platform 

PayX is the world's first white label mobile wallet platform that connects to any point of sale system, sends peer to peer money transfers, issues and redeems loyalty points, engages users with proximity marketing, processes merchant payments, split funding, issues a pre-paid MasterCard, and is internationally remittable
in 80+ countries.


Merchant Processing

PayX Merchant Processing can service all of your transactional needs from credit
and debit to E-commerce and ACH in the U.S. and Canada. 
From the SMB market to Global Brands PayX has a solution for you.




PayX xBeacons are provided in various packaging configurations that are either dual or single mode, come in multiple form factors and are available in multiple power options for both engagement and presence solutions.


The state-of-the-art patent-pending xBeacon solution suite supports all smartphones and tablets for a multitude of proximity applications.


PayX proprietary distributed software that powers all solutions and allows customers to manage proximity networks.

PayX software component that is integrated into the mobile app software providing interfaces to xBeacons and the xCloudContentManagementSystem.

Logical software component that provides interfaces into the mCloudContentManagementSystem.

Configuration of PayX use cases that addresses customers’ desired business outcomes. 

State-of-the-art analytics and real-time data providing superior insight.


IFAN Subsidiaries

iPIN Technologies is currently developing a new method of online selling through debit card payments and processing. This technology attaches to any smartphone through the headphone jack and converts the device into a consumer PIN debit, same-as-cash payment solution. Using the iPIN Debit app, transactions are processed through the private and secure iPIN Technologies Network.

iPIN Technologies currently holds exclusive rights to two patents. These patents enable the company to secure transactions by withholding customer data and incorporating triple data encryption

Merchant Benefits for Online, In-Store and Mobile Sales

  • 1.5% Per Sale - Compare to Square’s 2.75% and PayPal’s 2.7%+
    Virtually Eliminate Chargebacks - Transaction are viewed as same-as-cash
    Ease Customer Security Concerns - Since merchants won’t have access to a customer’s card information, customers will feel more comfortable about having their data protected

iPin Debit Milestones

IFAN and iPIN Technologies recently achieved two significant milestones that include the successful development of the iPin Debit’s user interface, including integration with the Android application package file (APK), as well as the ability to read and transfer data from the card swipe device to the mobile phone application.

The next two milestones are ongoing and will involve posting the status of the transaction to the merchant call back uniform resource locator (URL) and developing the front-end database to enable a merchant processing transaction.

When completed, the iPin Technologies solution will involve a mobile app, card reader, and merchant network that will enable consumers to use their smart phone to make purchases.



Mobicash America is an early-stage technology company that develops mobile payment solutions. The company’s platform product, Quidme, utilizes the text messaging function of a mobile phone, allowing the technology to operate on almost any phone or network and with or without data coverage.

The functionality of the Quidme platform allows users to pay bills, purchase goods and services, and to send money to friends and relatives located locally or internationally via simple text message. Furthermore, no bank account is required and funds are transferred immediately.

These features significantly and radically expand the available market for mobile payment access and disrupt the payment space as we know it.


The Quidme Advantage

Unlike competitors Venmo, Vinted, GoBank, Ribbon, Square, Etsy, Western Union, Moneygram, Moven and ApplePay, Quidme is a purely mobile-based solution and one that works without data coverage.

While the others offer very fragmented solutions, Quidme is pioneering the mobile payments industry with a comprehensive, innovative solution. Quidme works on any phone and allows for the instant transfer of funds without sensitive bank account information.

Quidme currently has three patents pending; is available app for iOS & Android; and has established necessary, strategic alliances and relationships to advance market reach.

In a test pilot for International Remittance to Uganda, Quidme generated $500,000 volume in four months with no advertisement but simply relying on word of mouth.

Apple and Google have each approved the Quidme platform for their mobile app stores, which allows the Quidme application to be distributed for all Apple iPhones and tablets in the iTunes Store as well as for most Android devices through Google Play.


Quidme Income Model

Quidme products targets individuals in the rapidly growing under-banked and un-banked population who need cheap and secure money remittance technology to send cash worldwide.

This population comprises roughly 16% of the U.S. population and 2.2 billion consumers globally.

Revenues are generated via:

  • Interchange Fees
    Monthly card fees
    Check cashing fees
    International remittance fees
    Quidme “buy” button licensing fees (Future)
    Quidme usage market data (Future)

*Assumes $12/month Revenue per Subscriber

Quidme Market Opportunity & Partnerships

Quidme targets an addressable market of more than 150 million millennials, immigrants and under-banked individuals looking for quick, secure and easy transfers.

IFAN has formed strategic alliances with partners that have already established relationships among these key markets:

  • 12C,Inc. – processor for Visa
    Sunrise Bank – card issuing bank
    MobiCash Africa – commercial bank licensing in 15 countries for international money remittance
    Golden Money Transfer – state-based MSB licensing and remittance to Latin America
    Gemalto – visa card fulfillment
    Ingo Money – digital check processing
    GreenDot & Visa Interlink – prepaid card loading centers
    Marketing MavenPR – Marketing and public relations

IFAN Financial, Inc.
5649 Mission Center Rd., Suite 602-660
San Diego, CA 92108
Phone: (619) 537-9998



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IFAN News: Notification That Quarterly Report Will Be Submitted Late (nt 10-q) 04/14/2016 01:10:53 PM
#1871  Sticky Note $ IFAN - PayX mobile wallet is the mean weimeraner 09/01/16 11:46:43 PM
#3001   That's what I'm talking about! stockguy43 09/25/16 08:45:37 PM
#3000   I bought a few 23s. Then loaded at Bob Dolina 09/25/16 08:39:00 PM
#2999   I bought 24s and doubled up 20s and VSAStory 09/25/16 08:37:51 PM
#2998   Agree. Several bought in mid-high 2s Bob Dolina 09/25/16 07:49:15 PM
#2997   Telling it the way it is Bro ! staynafloat 09/25/16 05:05:59 PM
#2996   ? OTC. thats all weve got, flippers everyone else Cheds 09/25/16 03:38:50 PM
#2995   Good for flippers... lvhd 09/25/16 02:11:49 PM
#2994   watch closely, a 50% move coming up $IFAN Cheds 09/25/16 12:07:16 PM
#2993   Hope it's good for one more. Don't have initforthemoney 09/25/16 11:59:17 AM
#2992   What failures. this play has been an ATM Cheds 09/25/16 11:50:28 AM
#2991   Notice of Allowance - Issued 08/09/2016 Statement of 3ch0 09/25/16 08:40:04 AM
#2989   Has this group PnD hit a brick wall? waterchaser 09/24/16 07:22:32 PM
#2988   Stupid IFAN :( Liam859 09/24/16 07:07:52 PM
#2987   IFAN took a starter. Appreciate your commentary buckyeffindent 09/24/16 04:27:10 PM
#2986   Good Read on Product/Service 3ch0 09/24/16 04:04:13 PM
#2985   Correct. Company has been tight lipped since 3ch0 09/24/16 09:15:15 AM
#2984   We need some kind of guidance. They had stockless 09/24/16 08:18:52 AM
#2983   Yes indeed Tutu 09/23/16 10:36:24 PM
#2982   I received an email from Berlin that IFAN waterchaser 09/23/16 10:35:52 PM
#2981   The pump nevered developed Tutu 09/23/16 10:34:34 PM
#2980   It appears the IFAN PnD is in dire straights. waterchaser 09/23/16 10:23:25 PM
#2979   News can certainly save this one but best ThrowinShapes 09/23/16 10:13:30 PM
#2977   It's always the MM's fault... and other times shorty. waterchaser 09/23/16 09:47:30 PM
#2976   Trend Marker appeared. IFAN $$ 3ch0 09/23/16 09:22:39 PM
#2975   bmak proved today that regardless of a four Strukture 09/23/16 09:16:22 PM
#2974   000 coming IN The Mouth Of Madness 09/23/16 08:16:57 PM
#2973   Lol, and you are not broken... You lost rudyboy 09/23/16 08:16:53 PM
#2972   I have seen things like these turn around John Kent 09/23/16 08:01:43 PM
#2971   If your all ready in that all u Tutu 09/23/16 06:13:10 PM
#2970   So what is your expectation here? Patience before V1nc3 09/23/16 05:58:24 PM
#2968   Might be able to get trips here. short_slayer 09/23/16 04:28:48 PM
#2967   .0015 were my clue for loading zone as threewheeler 09/23/16 04:06:15 PM
#2964   POS Tutu 09/23/16 04:00:12 PM
#2963   Lol nothing to be proud of Tutu 09/23/16 03:45:36 PM
#2962   I AM NOW OFFICIALLY LOADED HEhehehe! INTHEKNOW1 09/23/16 03:44:36 PM
#2961   IFAN needs to close .0021 EOD for recovery threewheeler 09/23/16 03:39:34 PM
#2960   Better explained MacDonaldTrump 09/23/16 03:38:12 PM
#2959   You proved it, bigbux1 09/23/16 03:26:58 PM
#2958   This is what's happening MacDonaldTrump 09/23/16 03:21:13 PM
#2957   adding here buy the fear hstang04 09/23/16 03:11:25 PM
#2956   .0009 is what looking for k832012 09/23/16 03:10:12 PM
#2955   Yep k832012 09/23/16 03:09:46 PM
#2954   You can still play it for a bounce no? Immortan 09/23/16 03:05:46 PM
#2953   Dilution + Big Fail Franyeld 09/23/16 02:58:19 PM
#2951   Uncharted territory here. Bidding much lower. Immortan 09/23/16 02:44:28 PM
#2950   Told you y'all, you thought I was bashing. S3lfMade 09/23/16 02:34:55 PM
#2949   Ugh maz1978 09/23/16 02:26:10 PM
#2948   Looks like it's game on support is maz1978 09/23/16 02:01:06 PM